{"id":197,"date":"2024-12-10T13:34:06","date_gmt":"2024-12-10T10:34:06","guid":{"rendered":"https:\/\/paylaterapp.com\/?page_id=197"},"modified":"2024-12-19T14:46:54","modified_gmt":"2024-12-19T11:46:54","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/paylaterapp.com\/ar\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"

\u064a\u064f\u0631\u062c\u0649 \u0642\u0631\u0627\u0621\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 (“\u0627\u0644\u0634\u0631\u0648\u0637”) \u0628\u0639\u0646\u0627\u064a\u0629. \u0628\u0627\u0644\u0646\u0642\u0631 \u0644\u0642\u0628\u0648\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0633\u064a\u0627\u0633\u0629 \u062e\u0635\u0648\u0635\u064a\u0629 \u062e\u062f\u0645\u0627\u062a \u0645\u0648\u0642\u0639 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0630.\u0645.\u0645. (“\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0633\u0631\u064a\u0627\u0646”). \u0627\u0644\u0639\u0646\u0627\u0648\u064a\u0646 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0633\u062a\u0646\u062f \u0647\u064a \u0644\u0623\u063a\u0631\u0627\u0636 \u0645\u0631\u062c\u0639\u064a\u0629 \u0641\u0642\u0637. \u0648\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0637\u0628\u0627\u0639\u0629 \u0646\u0633\u062e\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0644\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0641\u064a \u0633\u062c\u0644\u0627\u062a\u0643.<\/p>\n

1. \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637<\/strong><\/p>\n

1.1 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u062a\u0645\u062b\u0644 \u0639\u0642\u062f\u0627\u064b \u0628\u064a\u0646\u0643 (“\u0623\u0646\u062a”\u060c “\u0644\u0643”) \u0648\u0634\u0631\u0643\u0629 \u062e\u062f\u0645\u0627\u062a \u0645\u0648\u0642\u0639 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0630.\u0645.\u0645 (“\u0628\u0627\u064a \u0644\u0627\u062a\u0631”\u060c “\u0646\u062d\u0646”\u060c “\u0646\u0627”\u060c “\u0644\u0646\u0627”)\u060c \u064a\u064f\u0634\u0627\u0631 \u0625\u0644\u0649 \u0643\u0644 \u0637\u0631\u0641 \u0645\u0646\u0647\u0627 \u0628\u0640”\u0627\u0644\u0637\u0631\u0641” \u0648\u0645\u062c\u062a\u0645\u0639\u064a\u0646 \u0628\u0640”\u0627\u0644\u0623\u0637\u0631\u0627\u0641”.<\/p>\n

1.2 \u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0634\u0631\u0648\u0637\u064b\u0627 \u0645\u0644\u0632\u0645\u0629 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u0628\u064a\u0646\u0643 \u0648\u0628\u064a\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u062a\u062d\u0643\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062d\u0648\u064a\u0644 (\u0625\u0644\u0627 \u0628\u0645\u0648\u0627\u0641\u0642\u0629 \u0643\u062a\u0627\u0628\u064a\u0629 \u0645\u0633\u0628\u0642\u0629 \u0645\u0646\u0627) (\u0643\u0645\u0627 \u0647\u0648 \u0645\u062d\u062f\u062f \u0623\u062f\u0646\u0627\u0647)\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0648\u0642\u0639 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u0623\u064a \u0645\u064a\u0632\u0627\u062a \u0648\u0645\u0646\u062a\u062c\u0627\u062a \u0642\u062f \u062a\u0648\u0641\u0631\u0647\u0627 \u0644\u0643 \u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0648\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0646\u0642\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646\u0647\u0627\u060c \u0648\u0623\u064a \u062d\u0642\u0648\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0625\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u062f\u0648\u0646 \u0625\u062e\u0637\u0627\u0631\u0643 \u0623\u0648 \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u062a\u0643.<\/p>\n

2. \u062a\u0639\u0631\u064a\u0641\u0627\u062a<\/strong><\/p>\n

“\u0627\u0644\u062d\u0633\u0627\u0628” \u0644\u0647 \u0627\u0644\u0645\u0639\u0646\u0649 \u0627\u0644\u0645\u0646\u0633\u0648\u0628 \u0644\u0647 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0628\u0646\u062f 5 – 1 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

“\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629” \u062a\u0639\u0646\u064a \u0623\u064a \u0641\u0631\u062f \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 \u0623\u0648 \u0634\u0631\u0627\u0643\u0629 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0623\u0648 \u062c\u0645\u0639\u064a\u0629 \u0623\u0648 \u0635\u0646\u062f\u0648\u0642 \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0623\u0648 \u0643\u064a\u0627\u0646 \u063a\u064a\u0631 \u0645\u0633\u062c\u0644 \u0623\u0648 \u0643\u064a\u0627\u0646 \u0642\u0627\u0646\u0648\u0646\u064a \u0622\u062e\u0631 \u064a\u0633\u064a\u0637\u0631 \u0639\u0644\u064a\u0647 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u064a\u062e\u0636\u0639 \u0644\u0633\u064a\u0637\u0631\u062a\u0647 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0633\u0648\u0627\u0621 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0633\u064a\u0637 \u0648\u0627\u062d\u062f (1) \u0623\u0648 \u0623\u0643\u062b\u0631.<\/p>\n

“\u0627\u0644\u0634\u0631\u0648\u0637” \u062a\u0639\u0646\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645.<\/p>\n

“\u0627\u0644\u0642\u0627\u0646\u0648\u0646 (\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646) \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647” \u064a\u0639\u0646\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0648\u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u062a\u0648\u062c\u064a\u0647\u064a\u0629 \u0648\u0627\u0644\u0625\u062e\u0637\u0627\u0631\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631.<\/p>\n

“\u064a\u0648\u0645 \u0627\u0644\u0639\u0645\u0644” \u064a\u0639\u0646\u064a \u064a\u0648\u0645\u064b\u0627 \u0628\u062e\u0644\u0627\u0641 \u0627\u0644\u062c\u0645\u0639\u0629 \u0648\u0627\u0644\u0633\u0628\u062a \u0623\u0648 \u0639\u0637\u0644\u0629 \u0627\u0644\u0628\u0646\u0643\/\u0627\u0644\u0639\u0637\u0644\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0641\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631.<\/p>\n

” \u0627\u0634\u062a\u0631\u0650 \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627” (BNPL) \u064a\u062d\u0645\u0644 \u0627\u0644\u0645\u0639\u0646\u0649 \u0627\u0644\u0645\u062d\u062f\u062f \u0641\u064a \u0627\u0644\u0628\u0646\u062f 5 \u2013 2.<\/p>\n

“\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627” \u062a\u0639\u0646\u064a \u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064a.<\/p>\n

“\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629” \u062a\u0639\u0646\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0646\u0627 \u0623\u0648 \u0628\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0639\u0645\u0644\u0627\u0621 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0644\u0644\u0639\u0627\u0645\u0629 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u062d\u062f\u062f \u0627\u0644\u0647\u0648\u064a\u0629 \u0623\u0648 \u0641\u0631\u064a\u062f\u0629 \u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u062d\u062f\u062f\u064a\u0646\u061b \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0648\u0627\u0644\u0631\u0624\u0649 \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u062d\u0648\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0645\u062f\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (\u0628\u062e\u0644\u0627\u0641<\/p>\n

“\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a” \u062a\u0639\u0646\u064a (\u0623) \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 13 \u0644\u0633\u0646\u0629 2016 \u0644\u062f\u0648\u0644\u0629 \u0642\u0637\u0631\u061b \u0648(\u0628) \u0623\u064a \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0623\u062e\u0631\u0649 \u0633\u0627\u0631\u064a\u0629 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\/\u0623\u0648 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645.<\/p>\n

“\u062d\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629” \u064a\u0639\u0646\u064a \u0623\u064a \u0628\u0631\u0627\u0621\u0629 \u0627\u062e\u062a\u0631\u0627\u0639\u060c \u0623\u0648 \u062d\u0642\u0648\u0642 \u0646\u0634\u0631\u060c \u0623\u0648 \u0639\u0644\u0627\u0645\u0629 \u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0623\u0648 \u0627\u0633\u0645 \u0646\u0637\u0627\u0642\u060c \u0623\u0648 \u062d\u0642 \u0623\u062e\u0644\u0627\u0642\u064a\u060c \u0623\u0648 \u062d\u0642 \u0633\u0631\u064a \u062a\u062c\u0627\u0631\u064a\u060c \u0623\u0648 \u0623\u064a \u062d\u0642 \u0645\u0644\u0643\u064a\u0629 \u0641\u0643\u0631\u064a\u0629 \u0622\u062e\u0631 \u064a\u0646\u0634\u0623 \u0628\u0645\u0648\u062c\u0628 \u0623\u064a \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0648\u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0648\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062f\u0639\u0648\u0649 \u0628\u0633\u0628\u0628 \u062e\u0631\u0642 \u0623\u064a \u0645\u0645\u0627 \u0633\u0628\u0642 \u0623\u0648 \u0627\u062e\u062a\u0644\u0627\u0633\u0647 \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0643\u0647.<\/p>\n

“\u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631” \u0623\u0648 “\u0627\u0644\u062a\u0637\u0628\u064a\u0642” \u064a\u0639\u0646\u064a \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0630\u064a \u062a\u0648\u0641\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u062d\u0644\u0648\u0644 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 (“BNPL”)\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0648\u062d\u0644\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u062f\u0627\u062e\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642.<\/p>\n

“\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a” \u0644\u0647\u0627 \u0627\u0644\u0645\u0639\u0646\u0649 \u0627\u0644\u0645\u062d\u062f\u062f \u0641\u064a \u0627\u0644\u0628\u0646\u062f 5- 1.<\/p>\n

“\u0627\u0644\u062e\u062f\u0645\u0629 (\u0627\u0644\u062e\u062f\u0645\u0627\u062a)” \u062a\u0639\u0646\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0641\u064a \u0627\u0644\u0628\u0646\u062f 5.<\/p>\n

“\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629” \u062a\u0639\u0646\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0627\u0644\u0627\u0633\u0645 \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0648\u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0648\u0623\u0631\u0642\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0648\u0623\u0631\u0642\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/p>\n

“\u0627\u0644\u0625\u0642\u0644\u064a\u0645” \u064a\u0639\u0646\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631.<\/p>\n

“\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u201d \u064a\u0639\u0646\u064a \u0645\u0648\u0642\u0639 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0631\u0627\u0628\u0637 \u0627\u0644\u062a\u0627\u0644\u064a: www.paylaterapp.com.<\/p>\n

3. \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645<\/strong><\/p>\n

3.1 \u062a\u0642\u062f\u0645 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629 \u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u060c \u0645\u062b\u0644 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a\u060c \u0648\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0642\u0646\u0648\u0627\u062a\u0646\u0627 \u0627\u0644\u0645\u062a\u0646\u0648\u0639\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646. \u064a\u0648\u064f\u0639\u062a\u0628\u0631 \u0643\u0644 \u062e\u064a\u0627\u0631 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a “\u062e\u062f\u0645\u0629”\u060c \u0648\u064a\u064f\u0634\u0627\u0631 \u0625\u0644\u064a\u0647\u0627 \u0645\u062c\u062a\u0645\u0639\u0629 \u0628\u0627\u0633\u0645 “\u062e\u062f\u0645\u0627\u062a.”<\/p>\n

3.2 \u0642\u0628\u0644 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0623\u0648 \u062a\u0646\u0632\u064a\u0644 \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u062a\u062b\u0628\u064a\u062a\u0647 (“\u0627\u0644\u062a\u0637\u0628\u064a\u0642”)\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

3.3 \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0639\u0646\u0627\u064a\u0629 \u0642\u0628\u0644 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0627 \u0648\u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u062d\u062f\u064a\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0643 \u0628\u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0638\u0631\u0648\u0641\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n

3.4 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0634\u0631\u0648\u0637 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u062d\u062f\u064a\u062b \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0648\u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u062a\u0636\u0645\u064a\u0646 \u0623\u064a \u0634\u0631\u0648\u0637 \u062c\u062f\u064a\u062f\u0629 \u0623\u0648 \u0645\u0639\u062f\u0644\u0629\u060c \u0648\u0633\u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0631\u064a\u062f\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0645\u0633\u062c\u0644 \u0644\u062f\u064a\u0646\u0627 \u0644\u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u062a\u062d\u062f\u064a\u062b.<\/p>\n

3.5 \u0623\u0646\u062a \u0645\u0633\u0624\u0648\u0644 \u0639\u0646 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0625\u062e\u0637\u0627\u0631 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0628\u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u062a\u0642\u062f\u064a\u0645 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0639\u0644\u064a\u0647\u0627.<\/p>\n

4. \u0627\u0644\u0623\u0647\u0644\u064a<\/strong><\/p>\n

4.1 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u062e\u0635\u0635\u0629 \u062d\u0635\u0631\u064a\u064b\u0627 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u0624\u0647\u0644\u064a\u0646.<\/p>\n

4.2 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0627\u0644\u062a\u064a \u0646\u0642\u062f\u0645\u0647\u0627 \u0645\u062a\u0627\u062d\u0629 \u0641\u0642\u0637 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u0624\u0647\u0644\u064a\u0646. \u0648\u0633\u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0624\u0647\u0644\u0627\u064b \u0645\u0646 \u0642\u0650\u0628\u0644\u0646\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0648\u0633\u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0645\u062b\u0644 \u062a\u0642\u064a\u064a\u0645\u0646\u0627 \u0644\u0644\u062c\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u062a\u0627\u0631\u064a\u062e \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0643\u060c \u0648\u0633\u062c\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0627\u062c\u0631\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 (“\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629”):<\/p>\n

(1)\u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0643 \u0628\u0637\u0627\u0642\u0629 \u0647\u0648\u064a\u0629 \u0642\u0637\u0631\u064a\u0629 \u0635\u0627\u0644\u062d\u0629 (QID)\u061b<\/p>\n

(2)\u062a\u0639\u064a\u0634 \u0641\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631 \u0648\u0642\u062f\u0645\u062a \u0639\u0646\u0648\u0627\u0646 \u0625\u0642\u0627\u0645\u062a\u0643 \u0627\u0644\u062f\u0627\u0626\u0645\u061b<\/p>\n

\u0639\u0645\u0631\u0643 18 \u0639\u0627\u0645\u064b\u0627 \u0623\u0648 \u0623\u0643\u062b\u0631\u061b(3)<\/p>\n

(4)\u0644\u062f\u064a\u0643 \u062d\u0633\u0627\u0628 \u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0646\u0634\u0637 \u0645\u0633\u062c\u0644 \u0628\u0627\u0633\u0645\u0643\u061b<\/p>\n

(5) \u0644\u062f\u064a\u0643 \u0631\u0642\u0645 \u0647\u0627\u062a\u0641 \u0645\u062d\u0645\u0648\u0644 \u0646\u0634\u0637 \u0645\u0633\u062c\u0644 \u0628\u0627\u0633\u0645\u0643\u061b<\/p>\n

(6) \u0642\u062f\u0645\u062a \u062c\u0645\u064a\u0639 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u0648\u0648\u062b\u0627\u0626\u0642\u0643 \u0627\u0644\u062a\u064a \u0637\u0644\u0628\u0646\u0627\u0647\u0627\u061b<\/p>\n

(7) \u062a\u0642\u0631 \u0628\u0623\u0646 \u0623\u064a \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u062f\u0641\u0639 \u062a\u0646\u0634\u0623 \u0639\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0633\u062a\u0641\u064a \u0628\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0648\u0642\u062a \u0627\u0644\u0634\u0631\u0627\u0621\u061b<\/p>\n

(8) \u0648\u0644\u062f\u064a\u0643 \u062d\u0633\u0627\u0628 \u0645\u0635\u0631\u0641\u064a \u0646\u0634\u0637 \u0641\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631.<\/p>\n

4.3 \u064a\u0639\u062a\u0628\u0631 \u0623\u064a \u062a\u0633\u062c\u064a\u0644 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0623\u0648 \u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627 \u0645\u0646 \u062c\u0627\u0646\u0628 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u0633\u062a\u0648\u0641\u0648\u0646 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0648\u063a\u064a\u0631 \u0645\u0631\u062e\u0635 \u0648\u0627\u0646\u062a\u0647\u0627\u0643\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

5. \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631<\/strong><\/p>\n

5.1 \u0631\u0647\u0646\u064b\u0627 \u0628\u0637\u0644\u0628\u0643 \u0627\u0644\u0646\u0627\u062c\u062d \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0639 \u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 (\u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631)\u060c \u0633\u062a\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 (“BNPL”)\u060c \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0644\u0643 \u0628\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\/\u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a (“\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a”) \u0645\u0646 \u062a\u062c\u0627\u0631 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0635\u0644\u064a\u0646 \u0628\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a (“\u0627\u0644\u062a\u062c\u0627\u0631”) \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627.<\/p>\n

5.2 \u062a\u0633\u0645\u062d \u0644\u0643 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0628\u062f\u0641\u0639 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0646\u062a\u062c (“\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a”) \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0628\u0627\u0644\u063a \u062f\u0641\u0639 \u0623\u0635\u063a\u0631 \u0645\u062a\u0633\u0627\u0648\u064a\u0629 \u064a\u062a\u0645 \u062f\u0641\u0639\u0647\u0627 \u0641\u064a \u062a\u0648\u0627\u0631\u064a\u062e \u0645\u062d\u062f\u062f\u0629 \u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 (“\u062a\u0648\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642”) \u0643\u0645\u0628\u0627\u0644\u063a \u0645\u062d\u062f\u062f\u0629 (“\u0627\u0644\u0623\u0642\u0633\u0627\u0637”).<\/p>\n

5.3 \u064a\u0645\u0643\u0646\u0643 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639\u060c \u0645\u0639 \u0628\u0639\u0636 \u0627\u0644\u062a\u062c\u0627\u0631. \u0648\u062a\u062e\u0636\u0639 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0637\u0644\u0628 \u0627\u0644\u062f\u0641\u0639 \u0644\u0645\u0631\u0627\u062c\u0639\u062a\u0646\u0627 \u0644\u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0648\u0638\u0631\u0648\u0641\u0643.<\/p>\n

5.4 \u0646\u062d\u062a\u0641\u0638 \u0635\u0631\u0627\u062d\u0629\u064b \u0628\u0627\u0644\u062d\u0642\u060c \u0639\u0644\u0649 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0646\u0627 \u0628\u0631\u0641\u0636 \u0637\u0644\u0628 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062f\u0648\u0646 \u0625\u0628\u062f\u0627\u0621 \u0623\u064a \u0623\u0633\u0628\u0627\u0628 \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643.<\/p>\n

5.5 \u0625\u0630\u0627 \u0643\u0627\u0646 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u064a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0631\u0635\u064a\u062f \u0643\u0627\u0641\u064d \u0623\u0648 \u062a\u0645\u062a \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0637\u0644\u0628 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0641\u0633\u0646\u062f\u0641\u0639 \u0644\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u062a\u0631\u064a\u0647\u0627 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0643. \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0646\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627\u060c \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

5.6 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u062a\u062f\u064a\u0646 \u0628\u0647 \u0644\u0640\u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0647\u0648 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0645\u0637\u0631\u0648\u062d\u064b\u0627 \u0645\u0646\u0647 \u0623\u064a \u0623\u0642\u0633\u0627\u0637 \u0645\u062f\u0641\u0648\u0639\u0629 (“\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642”)\u060c \u0648\u0627\u0644\u0645\u0639\u0631\u0648\u0636 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/p>\n

5.7 \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u062c\u0647\u0629 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u062c\u0627\u0631 \u0642\u062f \u0644\u0627 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0646\u0627. \u0646\u062d\u0646 \u0644\u0627 \u0646\u0636\u0645\u0646 \u062a\u0648\u0627\u0641\u0631 \u0623\u064a \u062d\u0645\u0627\u064a\u0629 \u0644\u0644\u0634\u0631\u0627\u0621 \u0623\u0648 \u0636\u0645\u0627\u0646 \u0645\u0645\u062a\u062f \u0623\u0648 \u0645\u0632\u0627\u064a\u0627 \u0645\u0645\u0627\u062b\u0644\u0629 \u062a\u0642\u062f\u0645\u0647\u0627 \u0647\u0630\u0647 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0633\u062a\u062e\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

5.8 \u0642\u062f \u0646\u0642\u062f\u0645 \u0644\u0643\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0639\u0631\u0648\u0636\u064b\u0627 \u0648\u0645\u0632\u0627\u064a\u0627 \u0645\u062b\u0644 \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a\u060c \u0648\u0627\u0644\u0641\u0639\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629\u060c \u0648\u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0645\u0633\u0628\u0642 \u0625\u0644\u0649 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0648\u0639\u0631\u0648\u0636 \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\u0629\u060c \u0648\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0627\u062c\u0631\u060c \u0648\u0623\u062e\u0630 \u0627\u0644\u0639\u064a\u0646\u0627\u062a\u060c \u0648\u0627\u0644\u0647\u062f\u0627\u064a\u0627. \u0648\u062a\u062e\u0636\u0639 \u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0639\u0631\u0648\u0636 \u0623\u0648 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0644\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0645\u0646\u0641\u0635\u0644\u0629 \u062d\u0633\u0628\u0645\u0627 \u064a\u062a\u0645 \u0625\u062e\u0637\u0627\u0631\u0643 \u0628\u0647\u0627.<\/p>\n

\u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u062f\u064a\u0643 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0641\u064a\u0645\u0643\u0646\u0643 \u0623\u064a\u0636\u064b\u0627 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0646\u0642\u062f\u064b\u0627 \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 (“\u062e\u062f\u0645\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0646\u0642\u062f\u064b\u0627”) \u0628\u0634\u0643\u0644 \u0645\u0646\u0641\u0635\u0644 \u0623\u0648 \u0645\u0639 \u062e\u062f\u0645\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627.<\/p>\n

6. \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643<\/strong><\/p>\n

6.1 \u0628\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0644\u064a\u0646\u0627\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062a\u0641\u0627\u0635\u064a\u0644 \u0635\u062d\u064a\u062d\u0629 \u0648\u062f\u0642\u064a\u0642\u0629 \u0648\u062d\u062f\u064a\u062b\u0629 \u0648\u0643\u0627\u0645\u0644\u0629 \u0641\u0642\u0637\u060c \u0645\u0639 \u0627\u0644\u062a\u0639\u0647\u062f \u0628\u0639\u062f\u0645 \u062a\u062d\u0631\u064a\u0641 \u0647\u0648\u064a\u062a\u0643 \u0623\u0648 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0633\u0627\u0628 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0647\u0627.<\/p>\n

6.2 \u0643\u0645\u0627 \u062a\u0644\u062a\u0632\u0645 \u0628\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062f\u0642\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u062a\u062d\u062f\u064a\u062b \u0628\u064a\u0627\u0646\u0627\u062a\u0647. \u0648\u0623\u0646\u062a \u062a\u0624\u0643\u062f \u0623\u0646 \u0623\u064a \u0639\u0646\u0648\u0627\u0646 \u0633\u0643\u0646\u064a \u0623\u0648 \u0639\u0646\u0648\u0627\u0646 \u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0631\u0642\u0645 \u0647\u0627\u062a\u0641 \u0645\u062d\u0645\u0648\u0644 \u062a\u0642\u0648\u0645 \u0628\u062a\u0648\u0631\u064a\u062f\u0647 \u064a\u062e\u0635\u0643 \u0648\u0647\u0648 \u062d\u062f\u064a\u062b. \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647 \u0623\u0646\u0643 \u0633\u062a\u0628\u0644\u063a\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631 \u0628\u0623\u064a \u062a\u063a\u064a\u064a\u0631\u0627\u062a \u062a\u0637\u0631\u0623 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/p>\n

6.3 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0648\u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0631\u0628\u062a\u0643 \u0645\u0639 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\u062a\u0632\u0648\u064a\u062f\u0643 \u0628\u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u0627\u0644\u0645\u0632\u0627\u064a\u0627\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0633\u062c\u0644\u0627\u062a \u0645\u0634\u062a\u0631\u064a\u0627\u062a\u0643 \u0648\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0643 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

6.4 \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0647 \u064a\u062c\u0648\u0632 \u0644\u0640\u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0625\u062c\u0631\u0627\u0621 \u0627\u0633\u062a\u0639\u0644\u0627\u0645\u0627\u062a \u0639\u0646\u0643 \u0648\u0637\u0644\u0628 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646\u0643 \u062a\u0637\u0644\u0628\u0647\u0627 \u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u062a\u0632\u0648\u064a\u062f\u0643 \u0628\u062e\u062f\u0645\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0645\u0624\u0634\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0628\u0643 \u0627\u0644\u0630\u064a \u062a\u0631\u0627\u0647 \u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0646\u0627\u0633\u0628\u064b\u0627 \u0645\u0646 \u0623\u064a \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0645\u0643\u062a\u0628 \u0627\u0626\u062a\u0645\u0627\u0646 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0643\u062a\u0628 \u0642\u0637\u0631 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629) \u0623\u0648 \u0648\u0643\u0627\u0644\u0629 \u0645\u0631\u062c\u0639\u064a\u0629 \u0623\u0648 \u0623\u064a \u0645\u0635\u062f\u0631 \u0622\u062e\u0631 \u062a\u0631\u0627\u0647 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0636\u0631\u0648\u0631\u064a\u064b\u0627\u060c \u0644\u062a\u0642\u064a\u064a\u0645 \u0623\u0647\u0644\u064a\u062a\u0643 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062a\u0645\u062f\u064a\u062f \u062d\u062f \u0625\u0646\u0641\u0627\u0642\u0643 \u0623\u0648 \u0632\u064a\u0627\u062f\u062a\u0647 \u0623\u0648 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u062d\u0633\u0627\u0628 \u0623\u0648 \u0625\u062c\u0631\u0627\u0621 \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062d\u0633\u0627\u0628 \u0623\u0648 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0641\u064a \u0627\u0644\u0646\u0632\u0627\u0639.<\/p>\n

6.5 \u0623\u0646\u062a \u062a\u0641\u0648\u0636 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 (\u0648\u062a\u0644\u0643 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646\u0647\u0627) \u0628\u0625\u062c\u0631\u0627\u0621 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646\u0643 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0648 \u0627\u0644\u0642\u0628\u0648\u0644 \u0645\u0646\u0643 \u0623\u0648 \u0625\u062e\u0637\u0627\u0631\u0643\u060c \u0644\u0623\u063a\u0631\u0627\u0636 \u062a\u062d\u062f\u064a\u062f \u0623\u0647\u0644\u064a\u062a\u0643 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

6.6 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0646\u062c\u0645\u0639\u0647\u0627 \u0623\u0648 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0633\u062c\u0644 \u0627\u0644\u0633\u062f\u0627\u062f \u0648\u0633\u0644\u0648\u0643\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0625\u0644\u0649 \u0623\u064a \u0645\u0643\u0627\u062a\u0628 \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0643\u062a\u0628 \u0642\u0637\u0631 \u0644\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0623\u064a \u0648\u0643\u0627\u0644\u0629 \u0623\u062e\u0631\u0649 \u0645\u0635\u0631\u062d \u0628\u0647\u0627 \u0648\u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064a (“\u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064a (QCB)”)\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647 \u0623\u0648 \u062d\u0633\u0628\u0645\u0627 \u064a\u0641\u0631\u0636\u0647 \u0645\u0635\u0631\u0641 \u0642\u0637\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064a.<\/p>\n

7. \u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0648\u0645\u0635\u0637\u0644\u062d\u0627\u062a\u0647\u0627<\/strong><\/p>\n

7.1 \u0642\u0628\u0644 \u0645\u062a\u0627\u0628\u0639\u0629 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0634\u0631\u0648\u0637 \u0645\u062d\u062f\u062f\u0629 \u0630\u0627\u062a \u0635\u0644\u0629 \u0628\u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/p>\n

7.2 \u0628\u0627\u0644\u0646\u0642\u0631 \u0641\u0648\u0642 \u0632\u0631 “\u0627\u0634\u062a\u0631 \u0627\u0644\u0622\u0646”\u060c \u0641\u0625\u0646\u0643 \u062a\u0624\u0643\u062f \u0623\u0646\u0643 \u0642\u062f \u0642\u0631\u0623\u062a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0648\u0641\u0647\u0645\u062a\u0647\u0627 \u0648\u0648\u0627\u0641\u0642\u062a \u0639\u0644\u064a\u0647\u0627. \u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0628\u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0643 \u0639\u0646 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0623\u062e\u0631 \u0641\u064a \u0627\u0644\u0633\u062f\u0627\u062f (\u0625\u0646 \u0648\u062c\u062f\u062a) – \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637.<\/p>\n

7.3 \u0623\u0646\u062a \u062a\u0642\u0631 \u0628\u0623\u0646\u0647 \u064a\u062c\u0628 \u062f\u0641\u0639 \u062e\u0645\u0633\u0629 \u0648\u0639\u0634\u0631\u064a\u0646 \u0628\u0627\u0644\u0645\u0627\u0626\u0629 (25%) \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0642\u0628\u0644 \u0642\u0628\u0648\u0644\u0643 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\u0633\u064a\u0635\u0628\u062d \u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0623\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0627\u0644\u062f\u0641\u0639 \u0641\u0648\u0631\u0627\u064b \u0648\u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0627\u0644\u062f\u0641\u0639 \u0648\u0642\u062a \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u062a\u062c (\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a).<\/p>\n

7.4 \u062a\u0644\u062a\u0632\u0645 \u0643\u0644 \u062f\u0641\u0639\u0629 \u0644\u0627\u062d\u0642\u0629 (\u0623\u0648 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649) \u0628\u062f\u0648\u0631\u0629 \u0641\u0648\u062a\u0631\u0629 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0645\u0633\u0628\u0642\u064b\u0627 \u0648\u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/p>\n

7.5 \u0642\u062f \u0644\u0627 \u0646\u0635\u062f\u0631 \u0644\u0643 \u062f\u0627\u0626\u0645\u064b\u0627 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0623\u0648 \u062a\u0630\u0643\u064a\u0631\u0627\u062a \u0628\u0623\u064a \u062a\u0648\u0627\u0631\u064a\u062e \u062f\u0641\u0639 \u0623\u0642\u0633\u0627\u0637 \u0642\u0627\u062f\u0645\u0629. \u062a\u062a\u0648\u0641\u0631 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\/ \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0648\/ \u0623\u0648 \u0643\u0634\u0641 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/p>\n

7.6 \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u062e\u062f\u0645\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629\u060c \u0642\u062f \u064a\u062a\u0645 \u0642\u0628\u0648\u0644 \u0645\u0635\u0627\u062f\u0631 \u062a\u0645\u0648\u064a\u0644 \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0645\u062b\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0623\u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0633\u0628\u0642\u0629 \u0627\u0644\u062f\u0641\u0639). \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0641\u064a \u0631\u0641\u0636 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0623\u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0630\u0627\u062a \u062a\u0648\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629 \u0641\u064a \u063a\u0636\u0648\u0646 12 (\u0627\u062b\u0646\u064a \u0639\u0634\u0631) \u0634\u0647\u0631\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u062a\u062c. \u0648\u0646\u062d\u062a\u0641\u0638 \u0623\u064a\u0636\u064b\u0627 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0631\u0641\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0643 \u0641\u064a \u062d\u0627\u0644 \u0643\u0627\u0646 \u0644\u062f\u064a\u0643 \u062a\u0627\u0631\u064a\u062e \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0633\u064a\u0621. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0642\u0631 \u0628\u0623\u0646\u0647 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u0623\u062e\u0631 \u0641\u064a \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0633\u064a\u0646\u0639\u0643\u0633 \u0630\u0644\u0643 \u0641\u064a \u062a\u0627\u0631\u064a\u062e\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u062f\u0649 \u0645\u0643\u062a\u0628 \u0642\u0637\u0631 \u0644\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/p>\n

7.7 \u0642\u062f \u0646\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0633\u062c\u064a\u0644 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0648\u0627\u062d\u062f\u0629 \u0623\u0648 \u0645\u0635\u062f\u0631 \u062a\u0645\u0648\u064a\u0644 \u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u060c \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0633\u062f\u0627\u062f \u0623\u0642\u0633\u0627\u0637\u0643 \u0648\u0633\u0646\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u062d\u062f\u064a\u062f \u0628\u0637\u0627\u0642\u0629 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u064a\u062a\u0645 \u0623\u062e\u0630 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0645\u0646\u0647\u0627 \u0645\u0628\u0627\u0634\u0631\u0629<\/p>\n

7.8 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0639\u0630\u0631 \u0641\u064a\u0647\u0627 \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0623\u0648 \u0645\u0635\u062f\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062e\u0637\u0637 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0623\u0648 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629\u060c \u0641\u0625\u0646\u0643 \u062a\u0641\u0648\u0636 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0623\u064a \u0645\u0635\u062f\u0631 \u062a\u0645\u0648\u064a\u0644 \u0645\u0633\u062c\u0644 \u0622\u062e\u0631 \u062f\u0627\u062e\u0644 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/p>\n

7.9 \u0648\u062a\u062d\u062a\u0641\u0638 \u0628\u062e\u064a\u0627\u0631 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0623\u0648 \u0627\u0644\u062c\u0632\u0626\u064a\u0629 \u0644\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062f\u0648\u0646 \u062a\u0643\u0628\u062f \u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u0628\u0642.<\/p>\n

7.10 \u0633\u0646\u062d\u062f\u062f \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642\u060c \u0623\u064a \u0637\u0631\u0642 \u062f\u0641\u0639 \u0645\u0642\u0628\u0648\u0644\u0629\u060c \u0648\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u0642\u0628\u0648\u0644 \u0623\u064a \u0637\u0631\u064a\u0642\u0629 \u062f\u0641\u0639 \u0645\u0639\u064a\u0646\u0629 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0644\u0623\u064a \u0633\u0628\u0628.<\/p>\n

7.11 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0637\u0631\u064a\u0642\u0629 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0639\u0643\u0633\u060c \u0641\u0625\u0646\u0643 \u062a\u062a\u0646\u0627\u0632\u0644 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0639\u0646 \u0623\u064a \u062d\u0642\u0648\u0642 \u0641\u064a \u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0627\u062a \u0631\u062f \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0623\u0648 \u0639\u0643\u0633\u0647\u0627.<\/p>\n

7.12 \u0642\u062f \u0646\u062a\u0623\u062e\u0631 \u0641\u064a \u0625\u062a\u0627\u062d\u0629 \u0627\u0644\u0631\u0635\u064a\u062f \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0628\u0645\u0628\u0644\u063a \u0627\u0644\u062f\u0641\u0639 \u062d\u062a\u0649 \u0646\u062a\u0644\u0642\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0641\u064a \u0635\u0648\u0631\u0629 \u0623\u0645\u0648\u0627\u0644 \u0635\u0627\u0641\u064a\u0629.<\/p>\n

7.13 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u0623\u0648 \u0625\u0644\u063a\u0627\u0626\u0647\u0627\u060c \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u062a\u0647\u0627\u060c \u0623\u0648 \u0627\u0644\u0631\u063a\u0628\u0629 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u062d\u062f\u064a\u062b \u0645\u0646\u0635\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0628\u0628\u0637\u0627\u0642\u0629 \u0635\u0627\u0644\u062d\u0629 \u0642\u0628\u0644 3 (\u062b\u0644\u0627\u062b\u0629) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u062a\u0627\u0644\u064a.<\/p>\n

7.14 \u062a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0644\u062f\u0641\u0639 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0634\u0631\u0627\u0621 \u0623\u0648 \u0628\u0639\u062f \u0630\u0644\u0643 \u062a\u0638\u0644 \u0635\u0627\u0644\u062d\u0629 \u0648\u0646\u0634\u0637\u0629 \u0648\u062a\u062d\u0645\u0644 \u0631\u0635\u064a\u062f \u0623\u0648 \u0627\u0626\u062a\u0645\u0627\u0646 \u0643\u0627\u0641\u064d \u0645\u062a\u0627\u062d \u0644\u062a\u063a\u0637\u064a\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648\u0642\u0628\u0648\u0644 \u0627\u0644\u062a\u0641\u0648\u064a\u0636\u0627\u062a \u0627\u0644\u0645\u0633\u0628\u0642\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u062d\u062a\u0649 \u062a\u0633\u0648\u064a\u0629 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642.<\/p>\n

7.15 \u064a\u062d\u0642 \u0644\u0643 \u0625\u064a\u0642\u0627\u0641 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0628\u0637\u0627\u0642\u0629 \u062e\u0635\u0645 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u0642\u062f\u064a\u0645 \u0628\u0637\u0627\u0642\u0629 \u0628\u062f\u064a\u0644\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0642\u0628\u0644 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0642\u0633\u0637 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u062a\u0627\u0644\u064a \u0628\u0645\u062f\u0629 3 (\u062b\u0644\u0627\u062b\u0629) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644.<\/p>\n

7.16 \u0628\u0627\u062e\u062a\u064a\u0627\u0631 \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 “\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646” (\u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627) \u060c \u0641\u0625\u0646\u0643 \u062a\u0645\u0646\u062d\u0646\u0627 \u062a\u0635\u0631\u064a\u062d\u064b\u0627 \u0628\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0627\u0644\u062a\u064a \u062d\u062f\u062f\u062a\u0647\u0627 \u0648\u0642\u062f\u0645\u062a\u0647\u0627 \u0644\u0646\u0627 \u0625\u0645\u0627 \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639 \u0623\u0648 \u0644\u0627\u062d\u0642\u064b\u0627\u060c \u0644\u0644\u0639\u062f\u062f \u0627\u0644\u0645\u062d\u062f\u062f \u0645\u0646 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u064a \u062d\u062f\u062f\u062a\u0647\u0627 \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639.<\/p>\n

7.17 \u0633\u064a\u062a\u0645 \u0639\u0631\u0636 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062f\u0641\u0639 \u0648\u0645\u0628\u0644\u063a \u0643\u0644 \u0642\u0633\u0637 \u0633\u0646\u0641\u0631\u0636\u0647 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621.<\/p>\n

7.18 \u0623\u0646\u062a \u062a\u0641\u0648\u0636\u0646\u0627 \u0646\u062d\u0646 \u0623\u0648 \u0623\u064a \u0645\u0646 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u0644\u062f\u064a\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p>\n

(1) \u062e\u0635\u0645 \u0645\u0628\u0644\u063a \u0642\u0633\u0637 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0634\u0631\u0627\u0621 \u0623\u0648 \u0628\u0639\u062f\u0647\u061b<\/p>\n

(2) \u062e\u0635\u0645 \u0645\u0628\u0644\u063a \u0643\u0644 \u0642\u0633\u0637 \u0645\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u0641\u064a \u0643\u0644 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0644\u0644\u0623\u0642\u0633\u0627\u0637\u061b<\/p>\n

(3) \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0645\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0645\u0636\u0627\u0641\u0629:<\/p>\n

(4) \u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u060c \u0627\u0641\u0631\u0636 \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u0627\u0644\u0642\u0633\u0637 \u0630\u064a \u0627\u0644\u0635\u0644\u0629 \u0623\u0648 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

7.19 \u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0633\u062f\u0627\u062f \u0623\u064a \u0631\u0633\u0648\u0645 \u062a\u0644\u0642\u0627\u0626\u064a\u0629 \u0639\u0644\u0649 \u0642\u0633\u0637 \u0623\u0648 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u060c \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631.<\/p>\n

8. \u0627\u0644\u062a\u062e\u0644\u0641 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f<\/strong><\/p>\n

8.1 \u064a\u062d\u0642 \u0644\u0646\u0627\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0623\u064a \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0645\u062d\u062f\u062f\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647 \u0644\u0645\u0646\u062d\u0643 \u0641\u062a\u0631\u0629 \u0633\u0645\u0627\u062d \u0644\u0644\u062a\u0635\u062d\u064a\u062d\u060c \u0623\u0646 \u0646\u0639\u0644\u0646 \u0623\u0646\u0643 \u0645\u062a\u062e\u0644\u0641 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n

(1) \u0644\u0645 \u062a\u062f\u0641\u0639 \u0623\u064a \u0642\u0633\u0637 \u0628\u062d\u0644\u0648\u0644 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642\u061b<\/p>\n

(2) \u0627\u0631\u062a\u0643\u0627\u0628\u0643 \u0644\u0623\u064a \u062a\u0635\u0631\u0641 \u0623\u0648 \u0625\u063a\u0641\u0627\u0644 \u0646\u0639\u062a\u0628\u0631\u0647\u060c \u0623\u0648 \u0627\u0644\u062a\u0635\u0631\u0641 \u064a\u0639\u0648\u0642 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0642\u062f\u0631\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u062f\u0641\u0639 \u0623\u0648 \u0642\u062f\u0631\u062a\u0646\u0627 \u0639\u0644\u0649 \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0645\u0646\u0643\u061b<\/p>\n

(3) \u0625\u0644\u063a\u0627\u0621 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u061b \u0623\u0648<\/p>\n

(4) \u0648\u0641\u0627\u062a\u0643\u060c \u0644\u0627 \u0642\u062f\u0631 \u0627\u0644\u0644\u0647\u060c \u0623\u0648 \u0623\u0646 \u062a\u0635\u0628\u062d \u0641\u0627\u0642\u062f\u064b\u0627 \u0644\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.<\/p>\n

8.2 \u0625\u0630\u0627 \u062a\u0645 \u0627\u0644\u0625\u0639\u0644\u0627\u0646 \u0639\u0646 \u062a\u062e\u0644\u0641\u0643 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0628\u0623\u0646\u0647 \u064a\u062d\u0642 \u0644\u0646\u0627 \u0645\u0637\u0627\u0644\u0628\u062a\u0643 \u0628\u062f\u0641\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u062a\u0628\u0642\u064a \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631.<\/p>\n

8.3 \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0647 \u064a\u062d\u0642 \u0644\u0646\u0627 \u0637\u0644\u0628 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0631\u064a \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0639\u0646 \u0637\u0631\u064a\u0642 \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062a\u064a \u0642\u062f\u0645\u062a\u0647\u0627 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0641\u0648\u064a\u0636 \u0645\u0633\u0628\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

9. \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/strong><\/p>\n

9.1 \u0642\u062f \u0646\u0628\u062f\u0623 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0648\u0646\u062a\u0643\u0628\u062f \u062a\u0643\u0627\u0644\u064a\u0641 (\u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u0627\u0644\u0642\u0636\u0627\u0621) \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u062a\u0623\u062e\u0631\u0629 \u0645\u0633\u062a\u062d\u0642\u0629. \u0633\u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u0633\u062a\u062a\u0645 \u0625\u0636\u0627\u0641\u062a\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a.<\/p>\n

9.2 \u064a\u0645\u0643\u0646\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0637\u0644\u0628 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0631\u064a \u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u060c \u0648\u0645\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0630\u0644\u0643 \u0645\u062d\u0638\u0648\u0631\u064b\u0627 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u060c \u064a\u0645\u0643\u0646\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0623\u0646 \u0646\u0637\u0644\u0628 \u0645\u0646\u0643 \u062f\u0641\u0639 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u064a \u0646\u062a\u0643\u0628\u062f\u0647\u0627 \u0641\u064a \u0623\u064a \u0625\u062c\u0631\u0627\u0621 \u062a\u062d\u0635\u064a\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u062a\u0639\u0627\u0628 \u0627\u0644\u0645\u062d\u0627\u0645\u0627\u0629 \u0627\u0644\u0645\u0639\u0642\u0648\u0644\u0629 \u0625\u0630\u0627 \u0642\u0645\u0646\u0627 \u0628\u0625\u062d\u0627\u0644\u0629 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0644\u0644\u062a\u062d\u0635\u064a\u0644 \u0625\u0644\u0649 \u0645\u062d\u0627\u0645\u064d \u0623\u0648 \u0648\u0643\u0627\u0644\u0629 \u062a\u062d\u0635\u064a\u0644.<\/p>\n

9.3 \u062e\u064a\u0627\u0631 \u062a\u0645\u062f\u064a\u062f \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0623\u064a \u0642\u0633\u0637 \u064a\u0645\u0643\u0646 \u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0643\u062e\u062f\u0645\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u062d\u062f\u0647\u0627.<\/p>\n

10. \u062d\u0642\u0648\u0642\u0646\u0627<\/strong><\/p>\n

10.1 \u0642\u062f \u0646\u0636\u0639 \u062d\u062f\u064b\u0627 \u0625\u062c\u0645\u0627\u0644\u064a\u064b\u0627 \u0644\u0644\u0634\u0631\u0627\u0621 (\u062d\u062f\u0648\u062f) \u0644\u0643\u060c \u0648\u0627\u0644\u0630\u064a \u0633\u064a\u062a\u0645 \u0639\u0631\u0636\u0647 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0639\u0646\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u0637\u0628\u064a\u0642.<\/p>\n

10.2 \u064a\u0645\u062b\u0644 \u0647\u0630\u0627 \u0627\u0644\u062d\u062f \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062a\u0627\u062d \u0644\u0643 \u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u062c\u0627\u0631 \u0648\u064a\u0642\u0644 \u0645\u0639 \u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u062c\u0631\u064a\u0647\u0627.<\/p>\n

10.3 \u0642\u062f \u064a\u062a\u0645 \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u062d\u062f \u0628\u0634\u0643\u0644 \u062f\u0648\u0631\u064a\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0639\u0648\u0627\u0645\u0644 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u062b\u0644\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u062c\u062f\u0627\u0631\u062a\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u0633\u062c\u0644 \u0627\u0644\u062f\u0641\u0639\u060c \u0648\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/p>\n

10.4 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0631\u0641\u0636 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627. \u0646\u062d\u0646 \u0644\u0633\u0646\u0627 \u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0639\u0646 \u0623\u064a \u0631\u0641\u0636 \u0644\u0644\u062a\u0635\u0631\u064a\u062d \u0628\u0645\u0639\u0627\u0645\u0644\u0629 \u0623\u0648 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

10.5 \u0623\u0646\u062a \u062a\u0641\u0648\u0636 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0646\u0642\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 \u0644\u0645\u0634\u063a\u0644\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646 \u0627\u0644\u062a\u064a \u0642\u062f\u0645\u062a\u0647\u0627 \u0644\u0646\u0627 \u0639\u0646\u062f \u0645\u0644\u0621 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643\u060c \u0648\u062a\u0644\u0642\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u0631\u064a\u0629 \u0645\u0646 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0645\u0634\u063a\u0644\u064a\u0646\u060c \u0648\u0639\u0644\u0649 \u0648\u062c\u0647 \u0627\u0644\u062e\u0635\u0648\u0635 – \u062a\u0642\u0631\u064a\u0631 \u064a\u062a\u0636\u0645\u0646 \u062f\u0631\u062c\u0629 \u0645\u0646: (1) \u0623\u0645\u0631\u064a\u0643\u0627\u0646 \u0625\u0643\u0633\u0628\u0631\u064a\u0633\u061b \u0648\/\u0623\u0648 (2) \u0628\u0637\u0627\u0642\u0629 \u0641\u064a\u0632\u0627\u061b \u0648\/\u0623\u0648 (3) \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0648\u062a\u0623\u0633\u0633\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u0628\u0646\u0641\u0633\u0643 \u0625\u0644\u0649 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u062d\u062a\u0649 \u0646\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631 \u0628\u0634\u0623\u0646 \u0625\u0628\u0631\u0627\u0645 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0642\u0631\u0636.<\/p>\n

10.6 \u0623\u0646\u062a \u062a\u0641\u0648\u0636 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0628\u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0639 \u0627\u0644\u062a\u0627\u062c\u0631 \u0623\u0648 \u0627\u0644\u0648\u0633\u064a\u0637 \u0623\u0648 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u0630\u064a \u0642\u0645\u062a \u0628\u0627\u0644\u0634\u0631\u0627\u0621 \u0645\u0646\u0647 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0644\u062e\u0641\u0636 \u0645\u0633\u062a\u0648\u0649 \u0639\u0636\u0648\u064a\u062a\u0643 \u0623\u0648 \u0627\u0634\u062a\u0631\u0627\u0643\u0643 \u0623\u0648 \u0623\u064a \u0625\u0646\u062c\u0627\u0632 \u0623\u0648 \u062e\u062f\u0645\u0629 \u0642\u0627\u062f\u0645\u0629 \u0623\u0648 \u0625\u0644\u063a\u0627\u0626\u0647\u0627 (“\u0627\u0644\u0625\u0644\u063a\u0627\u0621”).<\/p>\n

10.7 \u0623\u0646\u062a \u062a\u0645\u0646\u062d \u062a\u0641\u0648\u064a\u0636\u064b\u0627 \u0644\u062a\u0627\u062c\u0631 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0648\u0633\u064a\u0637\u0647\u0627 \u0623\u0648 \u0634\u0631\u064a\u0643 \u0648\u0643\u064a\u0644\u0647\u0627 \u0644\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0628\u0627\u0626\u0639\u064a\u0646 \u0648\/\u0623\u0648 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0648\/\u0623\u0648 \u0627\u0644\u0645\u0635\u0646\u0639\u064a\u0646\u060c \u062d\u064a\u062b\u0645\u0627 \u0623\u0645\u0643\u0646\u060c \u0644\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0645\u0630\u0643\u0648\u0631.<\/p>\n

10.8 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0625\u062e\u0637\u0627\u0631 \u064a\u064f\u0631\u0633\u0644 \u0625\u0644\u064a\u0643\u060c \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 (\u0633\u0648\u0627\u0621\u064b \u0628\u0634\u0643\u0644 \u0645\u0637\u0644\u0642 \u0623\u0648 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0636\u0645\u0627\u0646) \u0623\u0648 \u0628\u064a\u0639 \u0623\u0648 \u0646\u0642\u0644 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0625\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0648\u0627\u062d\u062f \u0623\u0648 \u0623\u0643\u062b\u0631\u060c \u0633\u0648\u0627\u0621\u064b \u0628\u0634\u0643\u0644 \u0641\u0631\u062f\u064a \u0623\u0648 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0645\u062c\u0645\u0648\u0639\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0645\u062c\u0645\u0639\u0629.<\/p>\n

10.9 \u064a\u062d\u0642 \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u0623\u0648 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062a\u064a \u0646\u064f\u062c\u0631\u064a \u0644\u0647\u0627 \u0623\u064a \u062a\u0646\u0627\u0632\u0644 \u0623\u0648 \u0628\u064a\u0639 \u0623\u0648 \u0646\u0642\u0644 \u0645\u0644\u0643\u064a\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0628\u064a\u0644\u060c \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u064a\u062a\u0645 \u0641\u064a\u0647 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0623\u0648 \u0627\u0644\u0628\u064a\u0639 \u0623\u0648 \u0627\u0644\u0646\u0642\u0644.<\/p>\n

10.10 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0647 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0623\u0648 \u0628\u064a\u0639\u0647\u0627 \u0623\u0648 \u0646\u0642\u0644\u0647\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 (\u0633\u0648\u0627\u0621 \u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627) \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0639\u0642\u062f\u0643 \u0645\u0639\u0646\u0627 \u0623\u0648 \u0628\u064a\u0639\u0647 \u0623\u0648 \u0646\u0642\u0644\u0647 (\u0633\u0648\u0627\u0621 \u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627) \u0625\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0623\u0648 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629. \u064a\u0634\u0643\u0644 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u062f 10 – 10 \u0625\u062e\u0637\u0627\u0631\u0646\u0627 \u0627\u0644\u0645\u0633\u0628\u0642 \u0628\u0623\u064a \u062a\u0646\u0627\u0632\u0644 \u0623\u0648 \u0628\u064a\u0639 \u0623\u0648 \u0646\u0642\u0644 \u0648\u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0627\u0644\u0645\u0633\u0628\u0642\u0629 \u0639\u0644\u0649 \u0623\u064a \u062a\u0646\u0627\u0632\u0644 \u0623\u0648 \u0628\u064a\u0639 \u0623\u0648 \u0646\u0642\u0644 \u0644\u0639\u0642\u062f\u0643 \u0641\u064a \u0643\u0644 \u062d\u0627\u0644\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 22 \u0644\u0633\u0646\u0629 2004 \u0628\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062f\u0646\u064a \u0627\u0644\u0642\u0637\u0631\u064a.<\/p>\n

10.11 \u064a\u062a\u062d\u0645\u0644 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b \u0623\u0648 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062a\u064a \u0646\u0631\u0633\u0644 \u0625\u0644\u064a\u0647\u0627 \u0623\u064a \u0646\u0642\u0644 \u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 (\u0633\u0648\u0627\u0621 \u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627) \u0623\u0648 \u0646\u0642\u0644 \u0639\u0642\u062f\u0643 \u0643\u0643\u0644 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u064a\u062a\u0645 \u0646\u0642\u0644\u0647.<\/p>\n

10.12 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u0639\u0642\u062f\u0643 \u0645\u0639\u0646\u0627 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0633\u062c\u0644 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u0633\u0644\u0648\u0643\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u0623\u064a \u0634\u062e\u0635 \u0623\u0648 \u0643\u064a\u0627\u0646 \u0646\u062c\u0631\u064a \u0644\u0647 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0628\u064a\u0639 \u0623\u0648 \u062a\u0646\u0627\u0632\u0644 \u0623\u0648 \u0646\u0642\u0644.<\/p>\n

11. \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631<\/strong><\/p>\n

11.1 \u0642\u062f \u0646\u0639\u0631\u0636 \u0639\u0644\u064a\u0643 \u0641\u0631\u0635\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a (\u0633\u0648\u0627\u0621 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0623\u0648 \u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0623\u062e\u0631\u0649) \u0645\u0646 \u0627\u0644\u062a\u062c\u0627\u0631 \u0627\u0644\u0630\u064a\u0646 \u0648\u0627\u0641\u0642\u0648\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 (“\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629”).<\/p>\n

11.2 \u0644\u0643\u064a \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0627\u064b \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0646 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0644\u062f\u064a\u0646\u0627\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643:<\/p>\n

(1) \u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0631\u0648\u0627\u0628\u0637 \u0627\u0644\u062a\u0633\u0648\u0642 \u062f\u0627\u062e\u0644 \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0623\u0643\u0645\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u062e\u0644\u0627\u0644 \u0646\u0641\u0633 \u062c\u0644\u0633\u0629 \u0627\u0644\u062a\u0633\u0648\u0642 \u0627\u0644\u062a\u064a \u0628\u062f\u0623\u062a \u0628\u0639\u062f \u0627\u0644\u0646\u0642\u0631 \u0641\u0648\u0642 \u0631\u0627\u0628\u0637 \u0627\u0644\u062a\u0633\u0648\u0642\u061b<\/p>\n

(2) \u0636\u0645\u0627\u0646 \u0639\u062f\u0645 \u062a\u0639\u0637\u064a\u0644 \u0645\u0644\u0641\u0627\u062a \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0639\u0644\u0649 \u062c\u0647\u0627\u0632 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u061b<\/p>\n

(3) \u0648\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0646 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0644\u062f\u064a\u0646\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u0635\u0641\u062d\u0629 \u0627\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u064a\u0643 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a \u0639\u0628\u0631 \u062f\u0644\u064a\u0644 \u0627\u0644\u0645\u062a\u062c\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\/\u062a\u0637\u0628\u064a\u0642\u0646\u0627.<\/p>\n

11.3 \u062a\u062d\u062a\u0641\u0638 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u062f\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0634\u0643\u0644 \u062f\u0648\u0631\u064a\u060c \u0645\u0639 \u062a\u0642\u062f\u064a\u0645 \u0625\u062e\u0637\u0627\u0631 \u0643\u062a\u0627\u0628\u064a \u0644\u0643 \u0642\u0628\u0644 \u0633\u0628\u0639\u0629 (7) \u0623\u064a\u0627\u0645 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0633\u0631\u064a\u0627\u0646 \u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a. \u0648\u062a\u0643\u0648\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u062d\u062f\u062b\u0629 \u0645\u062a\u0627\u062d\u0629 \u0644\u0643 \u062e\u0644\u0627\u0644 \u0647\u0630\u0627 \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0632\u0645\u0646\u064a. \u0625\u0630\u0627 \u0643\u0646\u062a \u0644\u0627 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0641\u0644\u062f\u064a\u0643 \u062e\u064a\u0627\u0631 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637 \u0642\u0628\u0644 \u062a\u0627\u0631\u064a\u062e \u0633\u0631\u064a\u0627\u0646 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0625\u062e\u0637\u0627\u0631 \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u0628\u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u062f\u0648\u0646 \u0627\u0644\u0627\u0639\u062a\u0631\u0627\u0636 \u0639\u0644\u0649 \u0623\u064a \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0623\u0648 \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0639\u062f\u0644\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u064a \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0623\u0648 \u0625\u0636\u0627\u0641\u0627\u062a.<\/p>\n

11.4 \u0646\u062d\u062a\u0641\u0638 \u0628\u0633\u0644\u0637\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0641\u064a \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0634\u0631\u0627\u0621\u060c \u0623\u0648 \u0645\u0634\u0627\u0631\u0643\u0627\u062a \u0625\u062d\u0627\u0644\u0629\u060c \u0623\u0648 \u062a\u0641\u0627\u0639\u0644\u0627\u062a \u062a\u062a\u0645 \u0645\u0639 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0623\u0648 \u0645\u0639 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0644\u062f\u064a\u0646\u0627 \u0625\u0630\u0627 \u0627\u0634\u062a\u0628\u0647\u0646\u0627\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0641\u064a \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u062a\u0633\u062a\u063a\u0644 \u0623\u0648 \u0642\u062f \u0627\u0633\u062a\u063a\u0644\u062a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

11.5 \u0646\u062d\u0646 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0645\u062a\u064a\u0627\u0632 \u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\/\u0623\u0648 \u062d\u0638\u0631 \u0645\u0643\u0627\u0641\u0622\u062a \u0648\/\u0623\u0648 \u0645\u0643\u0627\u0641\u0622\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\/\u0623\u0648 \u0625\u063a\u0644\u0627\u0642 \u0623\u064a \u062d\u0633\u0627\u0628 \u0646\u062d\u062f\u062f\u0647\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0628\u0623\u0646\u0647 \u064a\u0633\u064a\u0621 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648 \u0623\u0633\u0627\u0621 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

11.6 \u0642\u062f \u064a\u0624\u062f\u064a \u0639\u062f\u0645 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0623\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u064a \u0623\u0646\u0634\u0637\u0629 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0623\u0648 \u0645\u0633\u064a\u0626\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u062a\u0631\u0627\u0643\u0645 \u0623\u0648 \u0627\u0633\u062a\u0644\u0627\u0645 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0648\u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0623\u062e\u0631\u0649\u060c \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062e\u0627\u0637\u0626\u0629 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0646 \u062c\u0627\u0646\u0628\u0643 \u0623\u0648 \u0645\u0646 \u062c\u0627\u0646\u0628 \u0623\u064a \u0645\u0645\u062b\u0644 \u0625\u0644\u0649 \u0625\u0646\u0647\u0627\u0621 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u0645\u0635\u0627\u062f\u0631\u0629 \u0623\u064a \u0645\u0643\u0627\u0641\u0622\u062a \u0645\u062a\u0631\u0627\u0643\u0645\u0629 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

11.7 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0627\u0634\u062a\u0628\u0627\u0647 \u0641\u064a \u0646\u0634\u0627\u0637 \u0627\u062d\u062a\u064a\u0627\u0644\u064a \u0645\u0631\u062a\u0628\u0637 \u0628\u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0623\u062c\u064a\u0644 \u0623\u0648 \u062d\u062c\u0628 \u062f\u0641\u0639 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u0633\u064a\u062a\u0645 \u062a\u0635\u0639\u064a\u062f \u0623\u064a \u062d\u0627\u0644\u0627\u062a \u0645\u0634\u062a\u0628\u0647 \u0628\u0647\u0627 \u0623\u0648 \u0645\u0624\u0643\u062f\u0629 \u0645\u0646 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a \u0648\u0645\u0631\u0627\u062c\u0639\u062a\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0644\u062f\u064a\u0646\u0627.<\/p>\n

11.8 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0647 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0645\u0646 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0645\u0624\u0647\u0644\u064a\u0646 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

11.9 \u0633\u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0645\u0646 \u0623\u0647\u0644\u064a\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0646 \u0642\u0650\u0628\u0644 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0644\u062f\u064a\u0646\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0647\u0645 \u0627\u0644\u062e\u0627\u0635\u060c \u0648\u062a\u062e\u0636\u0639 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0644\u0644\u062a\u063a\u064a\u064a\u0631 \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631 \u0645\u0633\u0628\u0642.<\/p>\n

11.10 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0643 \u0647\u064a \u0627\u0644\u062a\u0623\u0643\u064a\u062f \u0645\u0639 \u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a \u0639\u0644\u0649 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0633\u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0629 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0642\u0628\u0644 \u0625\u0643\u0645\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/p>\n

11.11 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0645\u0646 \u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0631\u0635\u062f\u0629 \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0644\u0646 \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0629 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

11.12 \u0633\u064a\u062a\u0645 \u0630\u0643\u0631 \u0633\u0639\u0631 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0639\u0645\u0644\u0629) \u0644\u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0639\u0644\u0649 \u0635\u0641\u062d\u0629 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0634\u0631\u064a\u0643 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\/\u062a\u0637\u0628\u064a\u0642\u0646\u0627\u060c \u0648\u0647\u0648 \u0639\u0631\u0636\u0629 \u0644\u0644\u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631.<\/p>\n

11.13 \u0633\u064a\u062a\u0645 \u062d\u0633\u0627\u0628 \u0645\u0628\u0644\u063a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0633\u0639\u0631 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0639\u060c \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0623\u064a \u0636\u0631\u0627\u0626\u0628 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629)\u060c \u0623\u0648 \u0631\u0633\u0648\u0645 \u0627\u0644\u0634\u062d\u0646 \u0623\u0648 \u0627\u0644\u062a\u0633\u0644\u064a\u0645\u060c \u0623\u0648 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629\u060c \u0623\u0648 \u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062a\u064a \u064a\u0641\u0631\u0636\u0647\u0627 \u0634\u0631\u064a\u0643 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0648\u062a\u062f\u0641\u0639\u0647\u0627 \u0623\u0646\u062a.<\/p>\n

11.14 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0643 \u0647\u064a \u0627\u0644\u062a\u0623\u0643\u064a\u062f \u0645\u0639 \u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a \u0639\u0644\u0649 \u0633\u0639\u0631 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621<\/p>\n

11.15 \u0641\u064a \u062d\u064a\u0646 \u0623\u0646\u0646\u0627 \u0646\u0633\u0639\u0649 \u062c\u0627\u0647\u062f\u064a\u0646 \u0644\u0636\u0645\u0627\u0646 \u062f\u0642\u0629 \u0648\u0639\u0645\u0644\u0629 \u0633\u0639\u0631 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0645\u0630\u0643\u0648\u0631 \u0641\u064a \u0635\u0641\u062d\u0629 \u0627\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\/\u062a\u0637\u0628\u064a\u0642\u0646\u0627\u060c \u0641\u0625\u0646\u0646\u0627 \u0644\u0627 \u0646\u0636\u0645\u0646 \u0635\u062d\u062a\u0647 \u0648\u0646\u062e\u0644\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0639\u0646 \u0623\u064a \u0636\u0645\u0627\u0646\u0627\u062a (\u0635\u0631\u064a\u062d\u0629 \u0623\u0648 \u0636\u0645\u0646\u064a\u0629) \u062a\u062a\u0639\u0644\u0642 \u0628\u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0646\u062e\u0644\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0646\u0627 \u0639\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u064a\u0647\u0627<\/p>\n

12. \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0628\u0645\u0648\u062c\u0628 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631<\/strong><\/p>\n

12.1 \u062a\u0638\u0647\u0631 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0645\u0624\u0647\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 (“\u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631”) \u0643\u0640 “\u062a\u0623\u0643\u064a\u062f \u0645\u0639\u0644\u0642”\u060c \u0641\u064a \u063a\u0636\u0648\u0646 5 (\u062e\u0645\u0633\u0629) \u0623\u064a\u0627\u0645 \u0645\u0646 \u062a\u0623\u0643\u064a\u062f \u0634\u0631\u064a\u0643 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0645\u0624\u0647\u0644\u0629.<\/p>\n

12.2 \u0633\u062a\u062a\u0645 \u0625\u0636\u0627\u0641\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0645\u0624\u0647\u0644\u0629 \u0625\u0644\u0649 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0641\u064a \u0627\u0644\u062a\u0627\u0631\u064a\u062e (“\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646”) \u0627\u0644\u0630\u064a \u064a\u0642\u0639 \u0641\u064a \u063a\u0636\u0648\u0646 5 (\u062e\u0645\u0633\u0629) \u0623\u064a\u0627\u0645 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e:<\/p>\n

(1) \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0630\u064a \u0644\u0645 \u064a\u0639\u062f \u0628\u0625\u0645\u0643\u0627\u0646\u0643 \u0641\u064a\u0647 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0627\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629\u061b \u0623\u0648<\/p>\n

(2) \u064a\u0624\u0643\u062f \u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0645\u0631\u0629 \u0623\u062e\u0631\u0649 \u0623\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0635\u0627\u0644\u062d\u0629 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0623\u064a \u0625\u0644\u063a\u0627\u0621\u0627\u062a \u0623\u0648 \u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a \u0644\u0644\u0637\u0644\u0628).<\/p>\n

12.3 \u0628\u0639\u062f \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u0645\u0627:<\/p>\n

(1) \u0628\u0639\u062f \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u0645\u0627:<\/p>\n

(2) \u0633\u062d\u0628 \u0643\u0644 \u0623\u0648 \u062c\u0632\u0621 \u0645\u0646 \u0631\u0635\u064a\u062f \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0645\u0631\u0634\u062d\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u0646\u062f 12 – 8\u061b<\/p>\n

(3) \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0631\u0635\u064a\u062f\u0643 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0623\u0648 \u062c\u0632\u0621 \u0645\u0646\u0647 \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0644\u0645\u062f\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 12 (\u0627\u062b\u0646\u064a \u0639\u0634\u0631) \u0634\u0647\u0631\u064b\u0627 \u0628\u0639\u062f \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/p>\n

12.4 \u062a\u0642\u0631 \u0628\u0623\u0646\u0647 \u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \u062a\u062d\u0648\u064a\u0644 \u0643\u0644 \u0623\u0648 \u0623\u064a \u062c\u0632\u0621 \u0645\u0646 \u0631\u0635\u064a\u062f \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0625\u0644\u0649 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u062e\u0631\u0649 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0631\u0635\u064a\u062f \u0644\u062f\u0641\u0639 \u0631\u0635\u064a\u062f \u0623\u0642\u0633\u0627\u0637 \u062e\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0644\u0634\u062e\u0635 \u0622\u062e\u0631.<\/p>\n

12.5 \u064a\u062a\u0645 \u062e\u0635\u0645 \u0645\u0628\u0627\u0644\u063a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u062f\u062e\u0648\u0644 \u0648\u0627\u0644\u062e\u0631\u0648\u062c \u0623\u0648\u0644\u0627\u064b.<\/p>\n

12.6 \u0644\u0643\u064a \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0627\u064b \u0644\u0644\u062a\u062d\u0648\u064a\u0644 \u0623\u0648 \u0627\u0644\u0633\u062d\u0628\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u0627\u0648\u064a \u0625\u062c\u0645\u0627\u0644\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u0645\u064f\u0633\u062a\u062d\u0642\u0629 \u0648\u0627\u0644\u0645\u064f\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0642\u064a\u0645\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0623\u0648 \u062a\u0633\u0627\u0648\u064a \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u060c \u0643\u0645\u0627 \u0647\u0648 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u062a\u0637\u0628\u064a\u0642 \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

12.7 \u0644\u0627 \u064a\u064f\u0634\u0643\u0651\u0644 \u0631\u0635\u064a\u062f \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0645\u0648\u0627\u0644\u0627\u064b \u0646\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0623\u0645\u0627\u0646\u0629 \u0644\u0645\u0635\u0644\u062d\u062a\u0643\u060c \u0648\u0644\u0627 \u062a\u062c\u0630\u0628 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0623\u0648 \u062a\u062a\u0631\u0627\u0643\u0645 \u0639\u0644\u064a\u0647\u0627 \u0648\u0644\u0627 \u062a\u064f\u0634\u0643\u0651\u0644 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0623\u064a \u0646\u0638\u0627\u0645 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0648\u062f\u0627\u0626\u0639. \u062a\u0642\u062a\u0635\u0631 \u062d\u0642\u0648\u0642\u0643 \u0641\u064a \u0631\u0635\u064a\u062f \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0639\u0644\u0649 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

12.8 \u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \u0633\u062d\u0628 \u0623\u064a \u0645\u0628\u0644\u063a \u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0645\u064f\u0639\u064a\u0651\u064e\u0646 \u0625\u0644\u0627 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n

(1) \u0623\u0646 \u064a\u0643\u0648\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0645\u0631\u0634\u062d \u0644\u062f\u0649 \u0641\u0631\u0639 \u0645\u0646 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u062e\u0635\u0629 \u0644\u0645\u0632\u0627\u0648\u0644\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u064a\u0645 \u0641\u064a\u0647\u0627\u061b<\/p>\n

(2) \u0623\u0646 \u064a\u0643\u0648\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0628\u0646\u0643\u064a \u0645\u0639 \u0641\u0631\u0639 \u064a\u0642\u0639 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0644\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0630\u064a\u0646 \u0627\u0634\u062a\u0631\u064a\u062a \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0639\u0646\u0627\u0635\u0631 \u062d\u0635\u0644\u062a \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0639\u0644\u0649 \u0623\u0631\u0635\u062f\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a\u061b<\/p>\n

(3) \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062d\u062f\u062f \u0641\u064a “\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0631\u0635\u064a\u062f \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0624\u0647\u0644.<\/p>\n

12.9 \u0623\u0646\u062a \u062a\u0642\u062f\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0637\u0644\u0628\u0647\u0627 \u0644\u0627\u0633\u062a\u0643\u0645\u0627\u0644 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0648\u062b\u0627\u0626\u0642 \u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u0648\u0641\u0627\u0621 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0645\u0639\u0631\u0641\u0629 \u0639\u0645\u064a\u0644\u0643.<\/p>\n

12.10 \u064a\u064f\u0639\u062f \u0623\u064a \u0637\u0644\u0628 \u0644\u0633\u062d\u0628 \u0645\u0628\u0644\u063a \u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0645\u0631\u0634\u062d \u0646\u0647\u0627\u0626\u064a\u064b\u0627 \u0628\u0645\u062c\u0631\u062f \u0625\u0631\u0633\u0627\u0644\u0647 \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u0639\u0643\u0633\u0647<\/p>\n

12.11 \u0623\u0646\u062a \u0648\u062d\u062f\u0643 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0639\u0646 \u0636\u0645\u0627\u0646 \u062f\u0642\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0646\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0645\u0631\u0634\u062d.<\/p>\n

12.12 \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0639\u0644\u0649 \u0623\u0646\u0646\u0627 \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062c\u0627\u0647\u0643 \u0623\u0648 \u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0635\u062d\u064a\u062d \u0623\u064a \u062a\u062d\u0648\u064a\u0644 \u064a\u062a\u0645 \u0625\u0643\u0645\u0627\u0644\u0647 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a\u0643.<\/p>\n

12.13 \u0630\u0627 \u0631\u0641\u0636 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u0639\u064a\u0646\u062a\u0647 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0623\u064a \u0633\u0628\u0628 \u0645\u0646 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0641\u064a\u0647\u0627 \u0631\u0641\u0636 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0628\u0633\u0628\u0628 \u062e\u0637\u0623 \u0645\u0646\u0627)\u060c \u0641\u0642\u062f \u0646\u0641\u0631\u0636 \u0639\u0644\u064a\u0643 \u0631\u0633\u0648\u0645\u064b\u0627 \u0625\u062f\u0627\u0631\u064a\u0629 \u0633\u064a\u062a\u0645 \u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u0647\u0627\u060c \u0625\u0646 \u0648\u062c\u062f\u062a\u060c \u0648\u0633\u064a\u062a\u0645 \u062e\u0635\u0645\u0647\u0627 \u0645\u0646 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/p>\n

12.14 \u0633\u062a\u0646\u062a\u0647\u064a \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u0631\u062f\u0629 \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0625\u0630\u0627 \u0644\u0645 \u064a\u062a\u0645 \u0633\u062d\u0628\u0647\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0645\u0631\u0634\u062d \u0641\u064a \u063a\u0636\u0648\u0646 12 \u0634\u0647\u0631\u064b\u0627 \u0628\u0639\u062f \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0630\u064a \u0627\u0644\u0635\u0644\u0629.<\/p>\n

12.15 \u062a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062a\u0628\u0639 \u0645\u0628\u0627\u0644\u063a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u062a\u0647\u064a \u0635\u0644\u0627\u062d\u064a\u062a\u0647\u0627\u060c \u0648\u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0639\u0644\u0649 \u0623\u0646\u0646\u0627 \u063a\u064a\u0631 \u0645\u0644\u0632\u0645\u064a\u0646 \u0628\u0625\u062e\u0637\u0627\u0631\u0643 \u0642\u0628\u0644 \u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u0646\u062d\u0646 \u0646\u0633\u062a\u0628\u0639\u062f \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u062a\u062c\u0627\u0647\u0643 \u0623\u064a\u064b\u0627 \u0643\u0627\u0646\u062a \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u062a\u0646\u062a\u0647\u064a \u0635\u0644\u0627\u062d\u064a\u062a\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

12.16 \u0623\u0646\u062a \u0645\u0633\u0624\u0648\u0644 \u0639\u0646 \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u0645\u0628\u0627\u0644\u063a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0634\u0648\u0631\u0629 \u0636\u0631\u064a\u0628\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u0644\u063a.<\/p>\n

12.17 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631 \u0641\u064a \u0625\u0636\u0627\u0641\u0629 \u0623\u0648 \u062e\u0635\u0645 \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0630\u0644\u0643 \u0636\u0631\u0648\u0631\u064a\u064b\u0627 \u0623\u0648 \u0645\u0639\u0642\u0648\u0644\u0627\u064b \u0623\u0648 \u0645\u0646\u0627\u0633\u0628\u064b\u0627. \u0648\u064a\u0634\u0645\u0644 \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0641\u064a\u0647\u0627 \u0625\u064a\u062f\u0627\u0639 \u0645\u0628\u0644\u063a \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d \u0648\/\u0623\u0648 \u0639\u0646\u062f\u0645\u0627 \u0646\u062d\u062f\u062f \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642 \u0623\u0646\u0643 \u062a\u0635\u0631\u0641\u062a \u0628\u0637\u0631\u064a\u0642\u0629 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0634\u0631\u064a\u0641\u0629 \u0623\u0648 \u062a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u0635\u0641\u062d\u0629 \u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a \u0623\u0648 \u0623\u064a \u0642\u0627\u0646\u0648\u0646 \u0645\u0639\u0645\u0648\u0644 \u0628\u0647.<\/p>\n

12.18 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u0644\u064a\u0642 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0625\u0646\u0647\u0627\u0626\u0647 \u0625\u0630\u0627 \u0627\u0639\u062a\u0642\u062f\u0646\u0627 \u0628\u0634\u0643\u0644 \u0645\u0639\u0642\u0648\u0644 \u0623\u0646\u0643 \u0627\u0646\u062a\u0647\u0643\u062a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u0635\u0641\u062d\u0629 \u0634\u0631\u064a\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0645\u0639\u0646\u064a \u0639\u0644\u0649 \u0623\u0648 \u0623\u064a \u0642\u0627\u0646\u0648\u0646 \u0645\u0639\u0645\u0648\u0644 \u0628\u0647.<\/p>\n

12.19 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u0644\u064a\u0642 \u062d\u0633\u0627\u0628\u0643 \u0639\u0644\u0649 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0625\u0646\u0647\u0627\u0626\u0647 \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0630\u0644\u0643 \u0636\u0631\u0648\u0631\u064a\u064b\u0627\u060c \u0623\u0648 \u0646\u0639\u062a\u0642\u062f\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642\u060c \u0623\u0646\u0647 \u0645\u0646 \u0627\u0644\u0645\u0639\u0642\u0648\u0644 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643\u060c \u0645\u0646 \u0623\u062c\u0644 \u0627\u0645\u062a\u062b\u0627\u0644\u0646\u0627 \u0644\u0623\u064a \u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u0644\u0627\u0626\u062d\u0629 \u0623\u0648 \u0623\u0645\u0631 \u0645\u062d\u0643\u0645\u0629 \u0623\u0648 \u0645\u062a\u0637\u0644\u0628 \u062a\u0646\u0638\u064a\u0645\u064a \u0645\u0639\u0645\u0648\u0644 \u0628\u0647 \u0623\u0648 \u0627\u0633\u062a\u064a\u0641\u0627\u0626\u0647.<\/p>\n

13. \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629<\/strong><\/p>\n

13.1 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0644\u0640 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 (“\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629”)\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u062f 13 \u062a\u062d\u062f\u064a\u062f\u064b\u0627 (“\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0623\u0647\u0644\u064a\u0629”).<\/p>\n

13.2 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0625\u0646\u0647\u0627\u0621 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0623\u0648 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0647\u0630\u0647 \u0623\u0648 \u0625\u0644\u063a\u0627\u0626\u0647\u0627 \u0623\u0648 \u062a\u0639\u0644\u064a\u0642\u0647\u0627 \u0623\u0648 \u062a\u0639\u062f\u064a\u0644\u0647\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0647\u0627 \u0627\u0644\u062e\u0627\u0635.<\/p>\n

13.3 \u064a\u0633\u0645\u062d \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062c\u062f\u062f \u0623\u0648 \u0627\u0644\u062d\u0627\u0644\u064a\u064a\u0646 (“\u0627\u0644\u0645\u062d\u064a\u0644”) \u0628\u062f\u0639\u0648\u0629 \u0645\u0633\u062a\u062e\u062f\u0645 \u062c\u062f\u064a\u062f (“\u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647”) \u0644\u0644\u0648\u0641\u0627\u0621 \u0628\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0627\u0644\u0635\u0627\u0644\u062d\u0629 \u0643\u0645\u0627 \u0647\u0648 \u0645\u062d\u062f\u062f \u0641\u064a \u0627\u0644\u0628\u0646\u062f 13 – 5 \u0623\u062f\u0646\u0627\u0647 (“\u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0624\u0647\u0644”).<\/p>\n

13.4 \u064a\u062d\u0635\u0644 \u0627\u0644\u0645\u064f\u062d\u064a\u0644 \u0648\/\u0623\u0648 \u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0623\u0629 (“\u0645\u0643\u0627\u0641\u0623\u0629 \u0627\u0644\u0625\u062d\u0627\u0644\u0629”) \u0628\u0645\u062c\u0631\u062f \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0634\u0631\u0648\u0637 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0624\u0647\u0644.<\/p>\n

13.5 \u064a\u062a\u0645 \u062a\u0646\u0638\u064a\u0645 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:<\/p>\n

(1) \u064a\u0634\u0627\u0631\u0643 \u0627\u0644\u0645\u064f\u062d\u064a\u0644 \u0631\u0627\u0628\u0637 \u0625\u062d\u0627\u0644\u0629 \u0634\u062e\u0635\u064a \u0641\u0631\u064a\u062f \u0645\u0639 \u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647.<\/p>\n

(2) \u0643\u0627\u0646 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u062e\u062f\u0645\u0629 \u0645\u0646 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0637\u0631\u064a\u0642\u0629 \u062f\u0641\u0639 \u0645\u0646 \u0642\u0628\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0625\u062d\u062f\u0649 \u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u062a\u0646\u0632\u064a\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642.<\/p>\n

13.6 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647 \u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0645\u0624\u0647\u0644\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u0633\u0648\u0642 \u0644\u0647 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u062e\u0644\u0627\u0644 \u0623\u0648\u0644 30 (\u062b\u0644\u0627\u062b\u064a\u0646) \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0631\u0627\u0628\u0637 \u0627\u0644\u0625\u062d\u0627\u0644\u0629.<\/p>\n

13.7 \u062a\u064f\u0639\u062f \u0642\u064a\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0624\u0647\u0651\u0650\u0644 \u0641\u0631\u064a\u062f\u0629 \u0644\u0623\u064a \u062a\u0627\u062c\u0631 \u0648\u0627\u062d\u062f \u0648\u062a\u064f\u062d\u062f\u0651\u064e\u062f \u062d\u0633\u0628 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u062d\u062c\u0645 \u0627\u0644\u0633\u0644\u0629 \u0627\u0644\u0645\u0624\u0647\u0644 \u0627\u0644\u0630\u064a \u064a\u064f\u062d\u062f\u0651\u062f\u0647 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

13.8 \u062a\u0646\u0637\u0628\u0642 \u0645\u0643\u0627\u0641\u0623\u0629 \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u062a\u062c\u0631 \u0648\u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0648\u0633\u064a\u062a\u0645 \u0645\u0646\u062d\u0647\u0627 \u0641\u064a \u063a\u0636\u0648\u0646 \u064a\u0648\u0645 \u0648\u0627\u062d\u062f \u0628\u0639\u062f \u0642\u064a\u0627\u0645 \u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647 \u0628\u0625\u062c\u0631\u0627\u0621 \u0623\u0648\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

13.9 \u0633\u062a\u062a\u0645 \u0625\u0636\u0627\u0641\u0629 \u0645\u0643\u0627\u0641\u0623\u0629 \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629 \u0623\u0648 \u0633\u062d\u0628\u0647 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u0631\u062a\u0628\u0637.<\/p>\n

13.10 \u062a\u062d\u062a\u0641\u0638 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0623\u064a \u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u062f\u064a\u0647 \u0623\u0631\u0635\u062f\u0629 \u0645\u062a\u0623\u062e\u0631\u0629 \u0645\u0646 \u0643\u0633\u0628 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629. \u062a\u0631\u064a\u062f \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u062a\u0637\u0648\u064a\u0631 \u0639\u0627\u062f\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0635\u062d\u064a\u0629 \u0648\u0644\u0627 \u062a\u0634\u062c\u0639 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u062f\u064a\u0648\u0646 \u0623\u0643\u062b\u0631 \u0645\u0645\u0627 \u064a\u0645\u0643\u0646\u0647\u0645 \u062a\u062d\u0645\u0644 \u0631\u062f\u0647\u0627.<\/p>\n

13.11 \u062a\u062d\u062a\u0641\u0638 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u0645\u0643\u0627\u0641\u0623\u0629 \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0625\u0630\u0627 \u062a\u0645 \u0625\u0644\u063a\u0627\u0621 \u0637\u0644\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u062d\u0627\u0644 \u0625\u0644\u064a\u0647 \u0623\u0648 \u0625\u0639\u0627\u062f\u062a\u0647 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0641\u064a \u063a\u0636\u0648\u0646 14 (\u0623\u0631\u0628\u0639\u0629 \u0639\u0634\u0631) \u064a\u0648\u0645\u064b\u0627.<\/p>\n

13.12 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u064f\u062d\u064a\u0644 \u0625\u062d\u0627\u0644\u0629 \u0623\u0633\u0631\u062a\u0647 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0623\u0635\u062f\u0642\u0627\u0626\u0647 \u0648\u0645\u0639\u0627\u0631\u0641\u0647\u0645 \u0627\u0644\u0630\u064a\u0646 \u064a\u0633\u062a\u0648\u0641\u0648\u0646 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629.<\/p>\n

13.13 \u0625\u0630\u0627 \u0642\u0631\u0631\u0646\u0627 \u0623\u0646\u0647 \u0645\u0646 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u064f\u062d\u064a\u0644 \u0642\u062f \u0646\u0634\u0631 \u0631\u0627\u0628\u0637 \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0623\u0648 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u062e\u0627\u0631\u062c \u0623\u0635\u062f\u0642\u0627\u0621\/\u0645\u0639\u0627\u0631\u0641 \u0627\u0644\u0645\u064f\u062d\u064a\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0633\u062c\u064a\u0644\u060c \u0641\u064a\u062c\u0648\u0632 \u0644\u0640 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0627\u0644\u0645\u064f\u062d\u064a\u0644 \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0648\u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0625\u062d\u0627\u0644\u0627\u062a \u0646\u0627\u062c\u062d\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0647.<\/p>\n

13.14 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0645\u0641\u062a\u0648\u062d \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0628\u0634\u0643\u0644 \u0642\u0627\u0646\u0648\u0646\u064a \u0641\u064a \u062f\u0648\u0644\u0629 \u0642\u0637\u0631 \u0648\u0627\u0644\u0630\u064a\u0646 \u064a\u0628\u0644\u063a\u0648\u0646 \u0645\u0646 \u0627\u0644\u0639\u0645\u0631 \u062b\u0645\u0627\u0646\u064a\u0629 \u0639\u0634\u0631 (18) \u0639\u0627\u0645\u064b\u0627 \u0623\u0648 \u0623\u0643\u062b\u0631 \u0641\u064a \u0648\u0642\u062a \u0627\u0644\u062f\u062e\u0648\u0644.<\/p>\n

13.15 \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0623\u064a \u062d\u0643\u064e\u0645 \u0623\u0648 \u062d\u0643\u064e\u0645 \u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0646 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629 \u0625\u0630\u0627 \u0627\u0639\u062a\u0642\u062f\u0646\u0627\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0623\u0646\u0647 \u064a\u062d\u0627\u0648\u0644 \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0623\u0648 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0639\u0644\u064a\u0647 \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0643 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0623\u0648 \u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062e\u0627\u0637\u0626\u0629. \u0641\u064a \u062d\u0627\u0644\u0629 \u0625\u0646\u0647\u0627\u0621 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0645\u064f\u062d\u064a\u0644 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0625\u062d\u0627\u0644\u0629\u060c \u062a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0628\u0627\u0637\u0644\u0629.<\/p>\n

14. \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u062d\u0638\u0648\u0631\u0629<\/strong><\/p>\n

\u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0623\u064a \u0646\u0634\u0627\u0637 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a \u0623\u0648 \u0627\u062d\u062a\u064a\u0627\u0644\u064a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0639\u062a\u0642\u062f \u0623\u0646 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0642\u062f \u064a\u0643\u0648\u0646 \u0639\u0631\u0636\u0629 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647 \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u064a\u0644\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u062d\u0633\u0627\u0628 \u0623\u0648 \u0623\u064a \u0646\u0648\u0639 \u0622\u062e\u0631 \u0645\u0646 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a \u0623\u0648 \u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642 \u0627\u0644\u0623\u0645\u0646\u064a. \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0643 \u0644\u0646 \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u0623\u0648 \u062a\u0645\u0643\u0651\u0646\u0647\u0645 \u0645\u0646 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u064a \u0645\u0645\u0627 \u064a\u0644\u064a \u0648\u0644\u0646 \u062a\u0633\u0627\u0639\u062f\u0647\u0645 \u0623\u0648 \u062a\u0645\u0643\u0651\u0646\u0647\u0645 \u0645\u0646 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0647:<\/p>\n

(1) \u0627\u0646\u062a\u0647\u0627\u0643 \u0623\u0648 \u0627\u0644\u062a\u062d\u0627\u064a\u0644 \u0639\u0644\u0649 \u0623\u064a \u0642\u0648\u0627\u0646\u064a\u0646 \u0623\u0648 \u0644\u0648\u0627\u0626\u062d \u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0623\u0648 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0645\u0639 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 \u0623\u0648 \u062d\u0642\u0648\u0642 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 \u0623\u0648 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0645\u0639\u0646\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u061b<\/p>\n

(2) \u062a\u0642\u062f\u064a\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062e\u0627\u0637\u0626\u0629 \u0623\u0648 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629 \u0623\u0648 \u0645\u0636\u0644\u0644\u0629 \u0644\u0646\u0627\u061b<\/p>\n

(3) \u062a\u0642\u062f\u064a\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u062e\u0635 \u0623\u064a \u0634\u062e\u0635 \u0622\u062e\u0631 \u063a\u064a\u0631\u0643\u061b<\/p>\n

(4) \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u062e\u0627\u0635 \u0628\u0634\u062e\u0635 \u0622\u062e\u0631 \u0644\u0646\u0641\u0633\u0643 \u0623\u0648 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0634\u062e\u0635 \u0622\u062e\u0631\u061b<\/p>\n

(5) \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u062c\u0647\u0627\u0632 \u0623\u0648 \u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u0631\u0648\u062a\u064a\u0646 \u0623\u0648 \u0645\u0644\u0641 \u0623\u0648 \u0623\u062f\u0627\u0629 \u0623\u0648 \u062a\u0642\u0646\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0623\u064a \u0641\u064a\u0631\u0648\u0633\u0627\u062a \u0623\u0648 \u0641\u064a\u0631\u0648\u0633 \u062d\u0635\u0627\u0646 \u0637\u0631\u0648\u0627\u062f\u0629 \u0623\u0648 \u0641\u064a\u0631\u0648\u0633\u0627\u062a \u0645\u062a\u0646\u0642\u0644\u0629 \u0623\u0648 \u0642\u0646\u0627\u0628\u0644 \u0645\u0648\u0642\u0648\u062a\u0629 \u0623\u0648 \u0631\u0648\u0628\u0648\u062a\u0627\u062a \u0625\u0644\u063a\u0627\u0621\u060c \u0628\u0647\u062f\u0641 \u0625\u062a\u0644\u0627\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u062a\u062f\u062e\u0644 \u0641\u064a\u0647\u0627 \u0623\u0648 \u0627\u0639\u062a\u0631\u0627\u0636 \u0623\u0648 \u0645\u0635\u0627\u062f\u0631\u0629 \u0623\u064a \u0646\u0638\u0627\u0645 \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0634\u0643\u0644 \u0633\u0631\u064a\u061b<\/p>\n

(6) \u0627\u062a\u062e\u0627\u0630 \u0623\u064a \u0625\u062c\u0631\u0627\u0621 \u064a\u0641\u0631\u0636 \u062d\u0645\u0644\u0627\u064b \u063a\u064a\u0631 \u0645\u0639\u0642\u0648\u0644 \u0623\u0648 \u0643\u0628\u064a\u0631\u064b\u0627 \u0639\u0644\u0649 \u0646\u062d\u0648 \u063a\u064a\u0631 \u0645\u062a\u0646\u0627\u0633\u0628 \u0639\u0644\u0649 \u0628\u0646\u064a\u062a\u0646\u0627 \u0627\u0644\u062a\u062d\u062a\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0647\u062c\u0645\u0627\u062a \u0627\u0644\u062d\u0631\u0645\u0627\u0646 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 “\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0639\u0634\u0648\u0627\u0626\u064a” \u0623\u0648 \u0623\u064a \u0623\u0633\u0644\u0648\u0628 \u0622\u062e\u0631 \u0645\u0646 \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062d\u0645\u0644 \u0627\u0644\u0632\u0627\u0626\u062f \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u063a\u0648\u0628 \u0641\u064a\u0647\u0627\u061b \u0623\u0648<\/p>\n

(7) \u0627\u0631\u062a\u0643\u0627\u0628 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0627\u0644\u062f\u062e\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647 \u0625\u0644\u0649 \u0623\u0646\u0638\u0645\u062a\u0646\u0627 \u0623\u0648 \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0623\u0648 \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646\u0634\u0648\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u061b<\/p>\n

(8) \u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u062a\u0639\u062f\u062f\u0629 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u061b<\/p>\n

(9) \u0645\u0636\u0627\u064a\u0642\u0629 \u0645\u0648\u0638\u0641\u064a\u0646\u0627 \u0623\u0648 \u0648\u0643\u0644\u0627\u0626\u0646\u0627 \u0623\u0648 \u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646\u0627 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u0623\u0648 \u062a\u0647\u062f\u064a\u062f\u0647\u0645 \u0623\u0648 \u0625\u0633\u0627\u0621\u0629 \u0645\u0639\u0627\u0645\u0644\u062a\u0647\u0645\u061b<\/p>\n

(10) \u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u062a\u0643\u064a\u064a\u0641 \u0623\u0648 \u062a\u0637\u0648\u064a\u0631 \u0623\u0648 \u0625\u0646\u0634\u0627\u0621 \u0623\u064a \u0639\u0645\u0644 \u0645\u0634\u062a\u0642 \u0623\u0648 \u0647\u0646\u062f\u0633\u0629 \u0639\u0643\u0633\u064a\u0629 \u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u062a\u062c\u0645\u064a\u0639 \u0623\u0648 \u062a\u0641\u0643\u064a\u0643 \u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630 \u0623\u064a \u0639\u0645\u0644 \u0645\u0642\u064a\u062f \u0628\u0646\u0637\u0627\u0642 \u062a\u0631\u062e\u064a\u0635\u0643\u060c \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 (\u0643\u0645\u0627 \u0647\u0648 \u0645\u062d\u062f\u062f \u0623\u062f\u0646\u0627\u0647)\u060c \u0623\u0648 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0623\u0648 \u0627\u0644\u0645\u062d\u062a\u0648\u0649\u061b \u0648<\/p>\n

(11) \u064a\u064f\u062d\u0638\u0631 \u0625\u0639\u0627\u062f\u0629 \u0625\u0646\u062a\u0627\u062c \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u062a\u0648\u0632\u064a\u0639 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0623\u0648 \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u0648\u0633\u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0625\u0644\u0649 \u0639\u0642\u0648\u0628\u0627\u062a \u0645\u062f\u0646\u064a\u0629 \u0648\/\u0623\u0648 \u062c\u0646\u0627\u0626\u064a\u0629. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u064f\u062d\u0638\u0631 \u0635\u0631\u0627\u062d\u0629\u064b \u0646\u0633\u062e (\u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627) \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u0625\u0644\u0649 \u0623\u064a \u062e\u0627\u062f\u0645 \u0623\u0648 \u0645\u0648\u0642\u0639 \u0623\u0648 \u062f\u0639\u0645 \u0622\u062e\u0631 \u0644\u0644\u0646\u0634\u0631 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0623\u0648 \u0627\u0644\u062a\u0648\u0632\u064a\u0639.<\/p>\n

15. \u062d\u0642\u0648\u0642 \u0627\u0644\u0646\u0632\u0627\u0639<\/strong><\/p>\n

15.1 \u064a\u062a\u0645 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0623\u064a \u0634\u0643\u0627\u0648\u0649 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u062d\u0635\u0631\u064a\u064b\u0627 \u0645\u0646 \u0642\u0650\u0628\u0644 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0639\u0644\u0649 \u0623\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0632\u0627\u0645 \u062a\u062c\u0627\u0647\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0645\u0633\u0623\u0644\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0623\u062f\u0627\u0621 \u0623\u0648 \u0627\u0644\u0642\u0627\u0628\u0644\u064a\u0629 \u0644\u0644\u062a\u0633\u0648\u064a\u0642 \u0623\u0648 \u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0646\u0641\u0633\u0647\u0627.<\/p>\n

15.2 \u0631\u0647\u0646\u064b\u0627 \u0628\u062a\u0644\u0642\u064a\u0646\u0627 \u062a\u0623\u0643\u064a\u062f\u064b\u0627 \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0645\u0633\u062a\u062d\u0642 \u0627\u0644\u062f\u0641\u0639 \u0645\u0642\u0627\u0628\u0644 \u0645\u0646\u062a\u062c \u0645\u0627\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0631\u0635\u064a\u062f \u0630\u064a \u0627\u0644\u0635\u0644\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/p>\n

15.3 \u0644\u0646 \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0627 \u0628\u0623\u064a \u062d\u0627\u0644 \u0645\u0646 \u0627\u0644\u0623\u062d\u0648\u0627\u0644 \u062f\u0641\u0639 \u0623\u064a \u0645\u0628\u0644\u063a \u0644\u0643 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0648\u0627\u0644\u0630\u064a \u0633\u064a\u062a\u0645 \u0625\u0636\u0627\u0641\u062a\u0647 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f.<\/p>\n

15.4 \u064a\u0645\u0643\u0646 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n

16. \u0627\u0644\u0633\u0631\u064a\u0629<\/strong><\/p>\n

16.1 \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0645\u0627 \u062a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u062a\u0642\u062a\u0636\u064a\u0647\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0643\u0644 \u0637\u0631\u0641 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0623\u0648 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646\u0647\u0627.<\/p>\n

16.2 \u064a\u062c\u0648\u0632 \u0644\u0643\u0644 \u0637\u0631\u0641 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631: (1) \u0639\u0646\u062f\u0645\u0627 \u064a\u0642\u062a\u0636\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647 \u0623\u0648 \u0623\u064a \u0633\u0644\u0637\u0629 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0630\u0627\u062a \u0627\u062e\u062a\u0635\u0627\u0635 \u0642\u0636\u0627\u0626\u064a (\u0634\u0631\u064a\u0637\u0629 \u0623\u0646 \u064a\u0642\u062f\u0645 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0623\u0648\u0644 \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0625\u062e\u0637\u0627\u0631\u064b\u0627 \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0645\u0633\u0628\u0642\u064b\u0627 \u0645\u0639\u0642\u0648\u0644\u0627\u064b \u0628\u0647\u0630\u0627 \u0627\u0644\u0625\u0641\u0635\u0627\u062d\u060c \u0625\u0630\u0627 \u0643\u0627\u0646 \u0645\u0633\u0645\u0648\u062d\u064b\u0627 \u0628\u0647 \u0642\u0627\u0646\u0648\u0646\u064b\u0627\u060c \u0644\u0644\u0633\u0645\u0627\u062d \u0644\u0647\u0630\u0627 \u0627\u0644\u0637\u0631\u0641 \u0628\u0641\u0631\u0635\u0629 \u0643\u0627\u0641\u064a\u0629 \u0644\u0637\u0644\u0628 \u0623\u0645\u0631 \u0648\u0642\u0627\u0626\u064a \u064a\u0645\u0646\u0639 \u0623\u0648 \u064a\u062d\u062f \u0645\u0646 \u0627\u0644\u0625\u0641\u0635\u0627\u062d) \u0623\u0648 \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0631\u0636 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646\u061b (2) \u0625\u0644\u0649 \u0645\u062f\u064a\u0631 \u0623\u0648 \u0645\u0633\u0624\u0648\u0644 \u0623\u0648 \u0645\u0648\u0638\u0641 \u0623\u0648 \u0648\u0643\u064a\u0644 \u0623\u0648 \u0645\u0642\u0627\u0648\u0644 \u0623\u0648 \u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0647\u0646\u064a \u0623\u0648 \u0645\u0633\u062a\u062b\u0645\u0631 \u0623\u0648 \u0645\u0635\u062f\u0631 \u062a\u0645\u0648\u064a\u0644 (\u0623\u0648 \u0645\u0633\u062a\u062b\u0645\u0631 \u0645\u062d\u062a\u0645\u0644 \u0623\u0648 \u0645\u0635\u062f\u0631 \u062a\u0645\u0648\u064a\u0644) \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u0623\u0648\u0644 \u0627\u0644\u0630\u064a \u062a\u062a\u0637\u0644\u0628 \u0648\u0627\u062c\u0628\u0627\u062a\u0647 \u0628\u0634\u0643\u0644 \u0645\u0639\u0642\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0625\u0641\u0635\u0627\u062d\u060c \u0634\u0631\u064a\u0637\u0629 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0647\u0630\u0627 \u0627\u0644\u0634\u062e\u0635 \u0642\u062f \u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u061b \u0648(3) \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0634\u0631\u0627\u0621 \u0623\u0648 \u0639\u0645\u064a\u0644 \u0645\u0639\u064a\u0646\u060c \u064a\u062c\u0648\u0632 \u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u062e\u062f\u0645\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u063a\u064a\u0631\u0647\u0627 \u0628\u0645\u0627 \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0647\u0627 \u0641\u064a \u0623\u064a \u0627\u062e\u062a\u0635\u0627\u0635 \u0642\u0636\u0627\u0626\u064a \u0645\u0639\u0645\u0648\u0644 \u0628\u0647.<\/p>\n

16.3 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0643\u0644 \u0637\u0631\u0641 \u0627\u062a\u062e\u0627\u0630 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0645\u0639\u0642\u0648\u0644\u0629 \u0644\u0636\u0645\u0627\u0646 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u0631\u064a\u0629 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631\u060c \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u060c \u0628\u0623\u064a \u0637\u0631\u064a\u0642\u0629 \u062a\u0636\u0631 \u0628\u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0623\u0648 \u062a\u0636\u0631 \u0628\u0647\u060c \u0648\u0623\u0646 \u0643\u0644 \u0634\u062e\u0635 \u064a\u062c\u0628 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0644\u0647 \u0639\u0646 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u0631\u064a\u0629 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0623\u0648 \u062a\u0645 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0644\u0647 \u0639\u0646\u0647\u0627 \u0644\u0627 \u064a\u0633\u062a\u062e\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0623\u0648 \u064a\u0641\u0635\u062d \u0639\u0646\u0647\u0627 \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0645\u0627 \u064a\u062a\u0641\u0642 \u0645\u0639 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0647\u0630\u0647.<\/p>\n

16.4 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0643\u0644 \u0637\u0631\u0641 \u0627\u062a\u062e\u0627\u0630 \u062e\u0637\u0648\u0627\u062a \u0644\u0627 \u062a\u0642\u0644 \u0635\u0631\u0627\u0645\u0629 \u0639\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u064a\u062a\u062e\u0630\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0647 \u0627\u0644\u062e\u0627\u0635\u0629 (\u0648\u0644\u0643\u0646 \u0644\u0627 \u062a\u0642\u0644 \u0628\u0623\u064a \u062d\u0627\u0644 \u0645\u0646 \u0627\u0644\u0623\u062d\u0648\u0627\u0644 \u0639\u0646 \u062f\u0631\u062c\u0629 \u0645\u0639\u0642\u0648\u0644\u0629 \u0645\u0646 \u0627\u0644\u0639\u0646\u0627\u064a\u0629) \u0644\u0645\u0646\u0639 \u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648 \u0625\u0641\u0635\u0627\u062d \u0623\u0648 \u0641\u0642\u062f\u0627\u0646 \u0623\u0648 \u0648\u0635\u0648\u0644 \u0623\u0648 \u062a\u0644\u0641 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u062a\u062d\u062a \u062d\u064a\u0627\u0632\u062a\u0647 \u0623\u0648 \u0633\u064a\u0637\u0631\u062a\u0647.<\/p>\n

16.5 \u062a\u062e\u0636\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0641\u0635\u062d \u0639\u0646\u0647\u0627 \u0623\u062d\u062f \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u0648\u064a\u0633\u062a\u0644\u0645\u0647\u0627 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0642\u0628\u0644 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0633\u0631\u064a\u0627\u0646 \u0644\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u062f \u0631\u0642\u0645 16.<\/p>\n

16.6 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0627\u062c\u0631\u060c \u064a\u062c\u0648\u0632 \u0644\u0644\u062a\u0627\u062c\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0641\u0642\u0637 \u0644\u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u064a\u0642\u0631 \u0648\u064a\u0636\u0645\u0646 \u0623\u0646\u0647 \u064a\u062c\u0628 \u0639\u0644\u064a\u0647 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627.<\/p>\n

16.7 \u064a\u0638\u0644 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u062f 16 \u0633\u0627\u0631\u064a\u064b\u0627 \u0628\u0639\u062f \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u064a\u0638\u0644 \u0633\u0627\u0631\u064a\u064b\u0627 \u0644\u0645\u062f\u0629 \u0639\u0627\u0645\u064a\u0646 (2).<\/p>\n

17. \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629<\/strong><\/p>\n

17.1 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u0636\u0645\u0646\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627\u060c \u0645\u062b\u0644 \u0627\u0644\u0646\u0635\u0648\u0635 \u0648\u0627\u0644\u0631\u0633\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0634\u0639\u0627\u0631\u0627\u062a \u0648\u0623\u064a\u0642\u0648\u0646\u0627\u062a \u0627\u0644\u0623\u0632\u0631\u0627\u0631 \u0648\u0627\u0644\u0635\u0648\u0631 \u0648\u0627\u0644\u062a\u0646\u0632\u064a\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0628\u0631\u0627\u0645\u062c\u060c \u0645\u062d\u0645\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u062d\u0642\u0648\u0642 \u0627\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629) \u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0625\u062d\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0647\u0627. \u064a\u064f\u062d\u0638\u0631 \u062a\u0645\u0627\u0645\u064b\u0627 \u0646\u0633\u062e \u0623\u064a \u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u062a\u0648\u0632\u064a\u0639\u0647 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0623\u0648 \u0646\u0634\u0631\u0647 \u0628\u0648\u0627\u0633\u0637\u062a\u0643\u060c \u0645\u0627 \u0644\u0645 \u064a\u064f\u0633\u0645\u062d \u0628\u0630\u0644\u0643 \u0635\u0631\u0627\u062d\u0629\u064b \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. \u0644\u0627 \u064a\u0645\u0646\u062d\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0644\u0643\u064a\u0629 \u0623\u064a \u062d\u0642\u0648\u0642 \u0645\u0644\u0643\u064a\u0629 \u0641\u0643\u0631\u064a\u0629 \u0641\u064a \u0623\u064a \u0645\u0646 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062a\u064a \u062a\u0635\u0644 \u0625\u0644\u064a\u0647\u0627. \u0644\u0627 \u064a\u0634\u0643\u0644 \u0646\u0634\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0648\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u062a\u0646\u0627\u0632\u0644\u0627\u064b \u0639\u0646 \u0623\u064a \u062d\u0642 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0648\u0627\u062f.<\/p>\n

17.2 \u0646\u0645\u062a\u0644\u0643 \u0623\u0648 \u0646\u062d\u062a\u0641\u0638 \u0628\u062d\u0642\u0648\u0642 \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0641\u064a \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062a\u0637\u0628\u064a\u0642\u0646\u0627 (“\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629”)\u060c \u0648\u0643\u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0648\u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0623\u062e\u0631\u0649 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0627\u062f (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0646\u0635\u0648\u0635 \u0648\u0627\u0644\u0631\u0633\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0634\u0639\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0635\u0648\u062a \u0648\u0627\u0644\u0628\u0631\u0627\u0645\u062c) \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062a\u0637\u0628\u064a\u0642\u0646\u0627 (“\u0627\u0644\u0645\u062d\u062a\u0648\u0649”).<\/p>\n

17.3 \u0644\u0627 \u064a\u0645\u0646\u062d\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0623\u064a \u062d\u0642\u0648\u0642 \u0623\u0648 \u0645\u0644\u0643\u064a\u0629 \u0623\u0648 \u0645\u0635\u0644\u062d\u0629 \u0641\u064a \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0623\u0648 \u064a\u0646\u0642\u0644\u0647\u0627 \u0625\u0644\u064a\u0643.<\/p>\n

17.4 \u0646\u0645\u0646\u062d\u0643 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u062a\u0631\u062e\u064a\u0635\u064b\u0627 \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0645\u0627 \u0641\u0642\u0637 \u0644\u063a\u0631\u0636 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u0645\u062a\u0627\u0639 \u0628\u0647\u0627\u060c \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0648\u062d\u0633\u0628 \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621\u060c \u062d\u0633\u0628\u0645\u0627 \u0646\u0635\u0631\u062d \u0628\u0647 \u0635\u0631\u0627\u062d\u0629\u064b.<\/p>\n

17.5 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0648\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u0627\u0644\u0634\u0639\u0627\u0631\u0627\u062a (“\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629”) \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0648\u0627\u0644\u0645\u0639\u0631\u0648\u0636\u0629 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0647\u064a \u0639\u0644\u0627\u0645\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u0645\u0633\u062c\u0644\u0629 \u0648\u063a\u064a\u0631 \u0645\u0633\u062c\u0644\u0629 \u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u0642\u062f \u062a\u0643\u0648\u0646 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u0627\u0644\u0623\u0633\u0645\u0627\u0621 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0622\u062e\u0631\u064a\u0646. \u0648\u0644\u0627 \u064a\u0646\u0628\u063a\u064a \u062a\u0641\u0633\u064a\u0631 \u0623\u064a \u0634\u064a\u0621 \u0648\u0627\u0631\u062f \u0641\u064a “\u0627\u0644\u062e\u062f\u0645\u0627\u062a” \u0639\u0644\u0649 \u0623\u0646\u0647 \u064a\u0645\u0646\u062d\u060c \u0636\u0645\u0646\u064a\u0627\u064b \u0623\u0648 \u062d\u0643\u0645\u064a\u0627\u064b \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643\u060c \u0623\u064a \u062a\u0631\u062e\u064a\u0635 \u0623\u0648 \u062d\u0642 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0639\u0644\u0627\u0645\u0629 \u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0623\u064a \u0645\u0644\u0643\u064a\u0629 \u0641\u0643\u0631\u064a\u0629 \u0623\u062e\u0631\u0649 \u0644\u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0645\u0639\u0631\u0648\u0636\u0629 \u0639\u0644\u0649 “\u0627\u0644\u062e\u062f\u0645\u0627\u062a”. \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0633\u0645 “\u0628\u0627\u064a \u0644\u0627\u062a\u0631” \u0648\u0623\u064a \u0639\u0644\u0627\u0645\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u062e\u0631\u0649 \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0641\u064a \u0627\u0644\u062f\u0639\u0627\u064a\u0629 \u0623\u0648 \u0627\u0644\u062f\u0639\u0627\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u0648\u0627\u062f \u0639\u0644\u0649 “\u0627\u0644\u062e\u062f\u0645\u0627\u062a”\u060c \u062f\u0648\u0646 \u0625\u0630\u0646 \u0643\u062a\u0627\u0628\u064a \u0645\u0633\u0628\u0642 \u0645\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

18. \u0627\u0644\u062a\u0648\u0641\u0631 \u0648\u0627\u0644\u0623\u0645\u0627\u0646<\/strong><\/p>\n

18.1 \u0623\u0646\u062a \u0645\u0633\u0624\u0648\u0644 \u0639\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0645\u0639\u0646\u0627. \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0625\u062e\u0637\u0627\u0631\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631 \u0628\u0641\u0642\u062f\u0627\u0646 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0633\u0631\u0642\u062a\u0647 \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u0647 \u0644\u0647 \u0639\u0628\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642.<\/p>\n

18.2 \u0625\u0630\u0627 \u0633\u0645\u062d\u062a \u0644\u0623\u064a \u0634\u062e\u0635 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0623\u0648 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644\u060c \u0623\u0648 \u0623\u064a \u062a\u0641\u0627\u0635\u064a\u0644 \u0623\u062e\u0631\u0649 \u0645\u0639 \u062a\u0641\u0648\u064a\u0636 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0626\u062a\u0645\u0627\u0646 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0641\u0633\u062a\u0643\u0648\u0646 \u0645\u0633\u0624\u0648\u0644\u0627\u064b \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u0623\u062c\u0631\u0627\u0647\u0627 \u0647\u0630\u0627 \u0627\u0644\u0634\u062e\u0635 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u0644\u0627 \u062a\u0643\u0648\u0646 \u0645\u0633\u0624\u0648\u0644\u0627\u064b \u0639\u0646\u0647\u0627\u060c \u062d\u062a\u0649 \u0625\u0630\u0627 \u062a\u0633\u0628\u0628 \u0645\u0628\u0644\u063a \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0641\u064a \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062d\u062f \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/p>\n

18.3 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0643 \u0644\u0646 \u062a\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u0646\u0634\u0623 \u0639\u0646 \u062a\u0635\u0631\u0641\u0627\u062a \u0623\u0648 \u062a\u0642\u0627\u0639\u0633 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0623\u0630\u0648\u0646\u0627\u062a \u062a\u0645\u0646\u062d\u0647\u0627 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0628\u0646\u062f 18 – 2.<\/p>\n

18.4 \u0646\u062d\u0646 \u0644\u0627 \u0646\u0642\u062f\u0645 \u0623\u064a \u0636\u0645\u0627\u0646 \u0623\u0648 \u0643\u0641\u0627\u0644\u0629 \u0628\u0623\u0646 \u0648\u0635\u0648\u0644\u0643 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0633\u064a\u0643\u0648\u0646 \u062f\u0648\u0646 \u0627\u0646\u0642\u0637\u0627\u0639 \u0623\u0648 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0623\u0648 \u062e\u0627\u0644\u064a\u064b\u0627 \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0621.<\/p>\n

18.5 \u0633\u0646\u0642\u0648\u0645 \u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0628\u0625\u062c\u0631\u0627\u0621 \u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0623\u0648 \u0635\u064a\u0627\u0646\u0629 \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0645\u0631\u0627\u0641\u0642 \u0648\u0648\u0638\u0627\u0626\u0641 \u062c\u062f\u064a\u062f\u0629\u060c \u0648\u0642\u062f \u064a\u062a\u0645 \u062a\u0639\u0644\u064a\u0642 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0633\u062d\u0628\u0647 \u0645\u0646\u0643 \u0634\u062e\u0635\u064a\u064b\u0627 \u0623\u0648 \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0628\u0634\u0643\u0644 \u0645\u0624\u0642\u062a \u0623\u0648 \u062f\u0627\u0626\u0645 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0628\u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631.<\/p>\n

18.6 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0641\u0631\u0636 \u0642\u064a\u0648\u062f \u0639\u0644\u0649 \u0637\u0648\u0644 \u0648\u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u062c\u0632\u0621 \u0645\u0646 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0623\u064a \u0633\u0628\u0628.<\/p>\n

18.7 \u0625\u0630\u0627 \u0641\u0631\u0636\u0646\u0627 \u0642\u064a\u0648\u062f\u064b\u0627 \u0639\u0644\u064a\u0643 \u0634\u062e\u0635\u064a\u064b\u0627\u060c \u0641\u064a\u062c\u0628 \u0623\u0644\u0627 \u062a\u062d\u0627\u0648\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u062a\u062d\u062a \u0623\u064a \u0627\u0633\u0645 \u0623\u0648 \u0645\u0633\u062a\u062e\u062f\u0645 \u0622\u062e\u0631 \u0623\u0648 \u0639\u0644\u0649 \u0623\u064a \u062c\u0647\u0627\u0632 \u0645\u062d\u0645\u0648\u0644 \u0622\u062e\u0631.<\/p>\n

18.8 \u062a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0623\u0645\u0627\u0646 \u0647\u0627\u062a\u0641\u0643 \u0648\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631. \u0644\u0630\u0644\u0643 \u0646\u0648\u0635\u064a\u0643 \u0628\u0639\u062f\u0645 \u0627\u062e\u062a\u0631\u0627\u0642 \u0647\u0627\u062a\u0641\u0643 \u0623\u0648 \u062a\u062c\u0630\u064a\u0631\u0647\u060c (\u0648\u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u0625\u0632\u0627\u0644\u0629 \u0642\u064a\u0648\u062f \u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0648\u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u064a \u064a\u0641\u0631\u0636\u0647\u0627 \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u062c\u0647\u0627\u0632\u0643) \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062c\u0639\u0644 \u0647\u0627\u062a\u0641\u0643 \u0639\u0631\u0636\u0629 \u0644\u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0636\u0627\u0631\u0629\/\u0627\u0644\u0641\u064a\u0631\u0648\u0633\u0627\u062a\/\u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0636\u0627\u0631\u0629\u060c \u0648\u062a\u0624\u062b\u0631 \u0633\u0644\u0628\u064b\u0627 \u0639\u0644\u0649 \u0645\u064a\u0632\u0627\u062a \u0623\u0645\u0627\u0646 \u0647\u0627\u062a\u0641\u0643 \u0648\u0642\u062f \u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u0623\u0646 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0644\u0646 \u062a\u0639\u0645\u0644 \u0628\u0634\u0643\u0644 \u0635\u062d\u064a\u062d \u0623\u0648 \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642.<\/p>\n

18.9 \u0644\u0627 \u0646\u0642\u062f\u0645 \u0623\u064a \u0636\u0645\u0627\u0646 \u0623\u0648 \u0643\u0641\u0627\u0644\u0629 \u0628\u0623\u0646 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0633\u064a\u0643\u0648\u0646 \u0645\u062a\u0648\u0627\u0641\u0642\u064b\u0627 \u0645\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0648\u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0633\u062a\u062e\u062f\u0645\u0647\u0627.<\/p>\n

18.10 \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0623\u0648 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0623\u064a \u0641\u064a\u0631\u0648\u0633\u0627\u062a \u0623\u0648 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0628\u0631\u0645\u062c\u064a\u0629 \u0623\u062e\u0631\u0649 \u0642\u062f \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0623\u064a \u0645\u0639\u062f\u0627\u062a (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u062c\u0647\u0627\u0632\u0643 \u0627\u0644\u0645\u062d\u0645\u0648\u0644) \u0623\u0648 \u0628\u0631\u0627\u0645\u062c\u0643 \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0623\u0648 \u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0643 \u0627\u0644\u0623\u062e\u0631\u0649 \u0633\u0648\u0627\u0621 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0646\u062a\u064a\u062c\u0629 \u0644\u062a\u0646\u0632\u064a\u0644\u0643 \u0623\u0648 \u062a\u062b\u0628\u064a\u062a\u0643 \u0623\u0648 \u0648\u0635\u0648\u0644\u0643 \u0625\u0644\u0649 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u064a \u0645\u0648\u0627\u062f \u0645\u0646 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0646\u062a\u064a\u062c\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0647\u0645\u0627. \u0643\u0645\u0627 \u0623\u0646\u0646\u0627 \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u062a\u0635\u0631\u0641\u0627\u062a \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629.<\/p>\n

19. \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/strong><\/p>\n

19.1 \u0633\u0646\u0639\u0627\u0644\u062c \u0646\u062d\u0646 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0646\u0627 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u062c\u0645\u064a\u0639 \u0644\u0648\u0627\u0626\u062d \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0642\u0637\u0631\u064a \u0631\u0642\u0645 13 \u0644\u0633\u0646\u0629 2016 (“\u0642\u0627\u0646\u0648\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0642\u0637\u0631\u064a”) \u0648\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627\u060c \u0648\u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062a\u0634\u0643\u0644 \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

19.2 \u0645\u0646 \u0623\u062c\u0644 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0633\u0646\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062a\u0633\u062c\u064a\u0644 \u0627\u0633\u0645\u0643 \u0648\u0631\u0642\u0645 \u0647\u0648\u064a\u062a\u0643 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648\u0623\u064a \u062a\u0641\u0627\u0635\u064a\u0644 \u0623\u062e\u0631\u0649 \u062d\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0639\u0631\u0651\u0641 \u0648\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f \u0648\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0648\u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0648\u062a\u0641\u0627\u0635\u064a\u0644 \u062d\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0645\u0646 \u062c\u0627\u0646\u0628\u0643 \u0644\u0646\u0627.<\/p>\n

19.3 \u0646\u0639\u0627\u0644\u062c \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631:<\/p>\n

(1) \u0625\u062c\u0631\u0627\u0621 \u0641\u062d\u0635 \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0639\u0644\u064a\u0643 \u0648\/\u0623\u0648 \u0644\u062a\u0623\u0643\u064a\u062f \u0647\u0648\u064a\u062a\u0643\u061b<\/p>\n

data-processing-purpose-b<\/p>\n

(3) \u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u062f\u0641\u0639 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0623\u0648 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u0623\u064a \u0637\u0631\u064a\u0642\u0629 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649 \u062a\u062e\u062a\u0627\u0631\u0647\u0627\u061b<\/p>\n

(4) \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u061b<\/p>\n

(5) \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0629 \u0648\u0625\u0631\u0633\u0627\u0644 \u062a\u0630\u0643\u064a\u0631\u0627\u062a \u0628\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0629\u061b \u0648<\/p>\n

(6) \u0625\u0634\u0631\u0627\u0643 \u0648\u0643\u0627\u0644\u0627\u062a \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646\/\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a\/\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0627\u0644\u062f\u0641\u0639.<\/p>\n

19.4 \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0639\u0644\u0649 \u0623\u0646\u0647 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0645\u0634\u0627\u0631\u0643\u0629 \u0623\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0646\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0639\u0646\u0643 \u0645\u0639 \u0627\u0644\u062a\u062c\u0627\u0631 \u0627\u0644\u0630\u064a\u0646 \u0627\u0634\u062a\u0631\u064a\u062a \u0645\u0646\u0647\u0645 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0645\u0639 \u0623\u064a \u0634\u062e\u0635 \u0623\u0648 \u0643\u064a\u0627\u0646 \u0646\u0628\u064a\u0639 \u0644\u0647 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0646\u062a\u0646\u0627\u0632\u0644 \u0644\u0647 \u0623\u0648 \u0646\u0646\u0642\u0644 \u0625\u0644\u064a\u0647 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0639\u0642\u062f\u0643 \u0645\u0639\u0646\u0627 \u0623\u0648 \u062d\u0642\u0648\u0642\u0646\u0627 \u0623\u0648 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

19.5 \u064a\u0645\u0643\u0646\u0643 \u0637\u0644\u0628 \u062a\u0641\u0627\u0635\u064a\u0644 \u0639\u0646 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u0646\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0639\u0628\u0631 hello@paylaterapp.com\u060c \u0648\u064a\u0645\u0643\u0646\u0643 \u0637\u0644\u0628 \u062a\u0635\u062d\u064a\u062d \u0623\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0646\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0639\u0646\u0643 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0643\u0648\u0646 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629.<\/p>\n

20. \u0625\u062e\u0644\u0627\u0621 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/strong><\/p>\n

20.1 \u0646\u0633\u062a\u062b\u0646\u064a \u0628\u0645\u0648\u062c\u0628\u0647 \u062c\u0645\u064a\u0639 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0635\u0631\u064a\u062d\u0629 \u0623\u0648 \u0636\u0645\u0646\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0627\u0645 \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643\u060c \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0627\u0644\u062a\u064a:<\/p>\n

(1) \u0623\u062f\u0627\u0621 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627\u061b<\/p>\n

(2) \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0644\u0646 \u064a\u0646\u0642\u0637\u0639\u061b<\/p>\n

(3) \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u062e\u0627\u0644\u064d \u0645\u0646 \u0623\u064a \u0641\u064a\u0631\u0648\u0633\u0627\u062a \u0623\u0648 \u0628\u0631\u0627\u0645\u062c \u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0623\u062e\u0631\u0649 \u0631\u0648\u062a\u064a\u0646\u064a\u0629 \u0645\u062e\u0635\u0635\u0629 \u0623\u0648 \u0645\u0635\u0645\u0645\u0629 \u0644\u0644\u0633\u0645\u0627\u062d \u0628\u0627\u0644\u0648\u0635\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647 \u0625\u0644\u0649 \u0646\u0638\u0627\u0645 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u062a\u0639\u0637\u064a\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0639\u0627\u062f\u064a \u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0625\u062a\u0644\u0627\u0641\u0647 \u0623\u0648 \u0645\u062d\u0648\u0647 \u0623\u0648 \u062a\u0639\u0637\u064a\u0644\u0647 \u0623\u0648 \u0625\u0636\u0639\u0627\u0641\u0647\u061b \u0623\u0648<\/p>\n

(4) \u062f\u0642\u0629 \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u0623\u0648 \u0645\u0648\u062b\u0648\u0642\u064a\u062a\u0647 \u0623\u0648 \u0627\u0643\u062a\u0645\u0627\u0644\u0647.<\/p>\n

20.2 \u064a\u062a\u0645 \u062a\u0648\u0641\u064a\u0631 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062a\u0637\u0628\u064a\u0642\u0646\u0627 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u0623\u0648 \u0628\u0631\u0646\u0627\u0645\u062c) \u0644\u0643 “\u0643\u0645\u0627 \u0647\u0648” \u0648\u0639\u0644\u0649 \u0623\u0633\u0627\u0633 “\u062d\u0633\u0628 \u0627\u0644\u062a\u0648\u0627\u0641\u0631” \u0648\u0628\u0634\u0631\u0637 \u0623\u0646 \u062a\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0639\u0646 \u062a\u0642\u064a\u064a\u0645 \u0645\u062f\u0649 \u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0648\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u0648\u064a\u0643\u0648\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0648\u0648\u0635\u0648\u0644\u0643 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0639\u0644\u0649 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0643 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/p>\n

20.3 \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0632\u0627\u0645 \u062a\u062c\u0627\u0647\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0636\u0631\u0631 \u062a\u062a\u0643\u0628\u062f\u0647\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u062a\u0644\u0641 \u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0623\u0648 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0623\u0648 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0648\u0635\u0648\u0644\u0643 \u0625\u0644\u064a\u0647\u0627\u060c \u0623\u0648 \u0639\u062f\u0645 \u062a\u0648\u0641\u0631 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0646\u0627 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

20.4 \u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0646\u0633\u062a\u0628\u0639\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a (\u0635\u0631\u064a\u062d\u0629 \u0623\u0648 \u0636\u0645\u0646\u064a\u0629) \u0623\u0648 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0623\u0648 \u0627\u0644\u062a\u0639\u0647\u062f\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0635\u0631\u064a\u062d\u0629 \u0623\u0648 \u0636\u0645\u0646\u064a\u0629\u060c \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

20.5 \u062a\u0633\u062a\u062b\u0646\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0639\u0646 \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0623\u0636\u0631\u0627\u0631 \u062a\u062a\u0643\u0628\u062f\u0647\u0627 \u0623\u0646\u062a \u0623\u0648 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0646\u062a\u064a\u062c\u0629 \u0644\u0623\u064a \u062a\u0635\u0631\u0641 \u0623\u0648 \u0625\u063a\u0641\u0627\u0644 \u0645\u0646 \u062c\u0627\u0646\u0628\u0646\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642.<\/p>\n

21. \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/strong><\/p>\n

21.1 \u0644\u0627 \u062a\u0633\u062a\u062b\u0646\u064a \u0623\u0646\u062a \u0648\u0644\u0627 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u062a\u062d\u062f\u0627\u0646 \u0645\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0639\u0646:<\/p>\n

(1) \u0627\u0644\u0648\u0641\u0627\u0629 \u0623\u0648 \u0627\u0644\u0625\u0635\u0627\u0628\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0627\u0644\u0625\u0647\u0645\u0627\u0644\u061b \u0623\u0648<\/p>\n

(2) \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0623\u0648 \u0627\u0644\u062a\u062d\u0631\u064a\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u061b \u0623\u0648<\/p>\n

(3) \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u062e\u0631\u0649 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u0628\u0639\u0627\u062f\u0647\u0627 \u0623\u0648 \u062a\u0642\u064a\u064a\u062f\u0647\u0627 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062d\u0627\u0643\u0645 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

21.2 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0636\u0631\u0631 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u062a\u0628\u0639\u064a \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0641\u064a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0623\u0648 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0641\u064a \u0643\u0644 \u062d\u0627\u0644\u0629 \u0633\u0648\u0627\u0621\u064b \u0643\u0627\u0646\u062a \u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0627\u0644\u0625\u0647\u0645\u0627\u0644 \u0623\u0648 \u062e\u0631\u0642 \u0627\u0644\u0639\u0642\u062f \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643.<\/p>\n

21.3 \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u0644\u0628\u0646\u0648\u062f 21 – 1 \u062f\u0627\u0626\u0645\u064b\u0627\u060c \u0641\u0625\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0639\u0646 \u0623\u064a \u062e\u0631\u0642 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0633\u0648\u0627\u0621 \u0628\u0633\u0628\u0628 \u0627\u0644\u0625\u0647\u0645\u0627\u0644 \u0623\u0648 \u0627\u0644\u062a\u062d\u0631\u064a\u0641 \u0623\u0648 \u062e\u0631\u0642 \u0627\u0644\u0639\u0642\u062f \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643 \u0628\u0633\u0628\u0628 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0627\u0644\u0636\u0631\u0631 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0642\u0635\u0648\u0649 \u0637\u0648\u0627\u0644 \u0645\u062f\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0645\u0628\u0644\u063a \u0625\u062c\u0645\u0627\u0644\u064a \u0642\u062f\u0631\u0647 500,000 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a.<\/p>\n

21.4 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\/\u062a\u0637\u0628\u064a\u0642\u0646\u0627) \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0639\u0644\u0649 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n

(1) \u062e\u0636\u0648\u0639 \u0634\u0631\u0627\u0626\u0643 \u0644\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0644\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062a\u0627\u062c\u0631\u061b<\/p>\n

(2) \u0644\u0633\u0646\u0627 \u0648\u0643\u0644\u0627\u0621 \u0623\u0648 \u0645\u0645\u062b\u0644\u064a\u0646 \u064a\u062a\u0635\u0631\u0641\u0648\u0646 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0627\u0644\u062a\u0627\u062c\u0631\u061b<\/p>\n

(3) \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062a\u0627\u062c\u0631\u060c \u0648\u0623\u064a \u0633\u064a\u0627\u0633\u0627\u062a \u0623\u0648 \u0639\u0631\u0648\u0636 \u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u0639\u0646 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0648\u0644\u0627 \u062a\u062e\u0636\u0639 \u0644\u0633\u064a\u0637\u0631\u062a\u0646\u0627\u061b<\/p>\n

(4) \u0644\u0627 \u0646\u0642\u062f\u0645 \u0623\u064a \u0636\u0645\u0627\u0646 \u0628\u0634\u0623\u0646 \u062d\u0627\u0644\u0629 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u062a\u064a \u064a\u0628\u064a\u0639\u0647\u0627 \u0627\u0644\u062a\u0627\u062c\u0631 \u0623\u0648 \u064a\u0634\u062a\u0631\u064a\u0647\u0627 \u0623\u0648 \u0627\u0644\u0642\u0627\u0628\u0644\u064a\u0629 \u0644\u0644\u062a\u0633\u0648\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0644\u063a\u0631\u0636 \u0645\u0639\u064a\u0646\u061b<\/p>\n

(5) \u0633\u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0643\u0648\u0646 \u0644\u062f\u064a\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0625\u0644\u0649 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0644\u064a\u0633 \u0625\u0644\u064a\u0646\u0627\u061b \u0648<\/p>\n

(6) \u0648\u0644\u0627 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062c\u0627\u0647\u0643 \u0623\u064a\u064b\u0627 \u0643\u0627\u0646\u062a \u0639\u0646 \u0623\u064a \u0645\u0637\u0627\u0644\u0628\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0627\u0644\u0636\u0631\u0631 \u062a\u0646\u0634\u0623 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0623\u0648 \u0634\u0631\u0627\u0626\u0643 \u0644\u0647\u0627 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>\n

21.5 \u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0627\u0644\u0628\u0646\u062f \u0623\u0639\u0644\u0627\u0647\u060c \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0641\u0625\u0646\u0643 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u062a\u062e\u0644\u064a \u0648\u062a\u0628\u0631\u0626 \u0630\u0645\u0629 \u0634\u0631\u0643\u0629 \u0628\u0627\u064a \u0644\u0627\u062a\u0631\u060c \u0648\u0645\u062f\u064a\u0631\u064a\u0646\u0627\u060c \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0646\u0627 \u0648\u0648\u0643\u0644\u0627\u0626\u0647\u0627 \u0645\u0646 \u0648\u0636\u062f \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u0633\u0627\u0626\u0631\u060c \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a\u060c \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a (\u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0647\u062f\u062f\u0629)\u060c \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0641\u064a\u0647\u0627 \u0627\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0625\u0644\u064a\u0646\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u064a \u0646\u0638\u0627\u0645 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u062a\u0646\u0627\u0633\u0628) \u0623\u0648 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0646\u0641\u0642\u0627\u062a \u0641\u064a \u0627\u0644\u062f\u0641\u0627\u0639 \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0623\u0648 \u062e\u062f\u0645\u062a\u0647\u0627) \u0627\u0644\u062a\u064a \u0642\u062f \u064a\u062a\u0645 \u0631\u0641\u0639\u0647\u0627 \u0636\u062f\u0646\u0627\u060c \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u062e\u0633\u0627\u0631\u0629 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 \u0623\u0648 \u062a\u0628\u0639\u064a\u0629\u060c \u0636\u064a\u0627\u0639 \u0627\u0644\u0641\u0631\u0635\u060c \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a\u060c \u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0623\u0631\u0628\u0627\u062d\u060c \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0633\u0645\u0639\u0629)\u060c \u0627\u0644\u0648\u0641\u0627\u0629\u060c \u0627\u0644\u0625\u0635\u0627\u0628\u0629\u060c \u0645\u0631\u0636 \u0623\u0648 \u0636\u0631\u0631 \u064a\u0644\u062d\u0642 \u0628\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0623\u0648 \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a\u060c \u0648\u0633\u0648\u0627\u0621\u064b \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0648\u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0627\u0646\u062a\u0647\u0627\u0643 \u0644\u0623\u064a \u0645\u0646 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0623\u0648 \u0627\u0644\u0641\u0643\u0631\u064a\u0629\u060c \u0623\u064a\u064b\u0627 \u0643\u0627\u0646 \u0645\u0627 \u064a\u0646\u0634\u0623 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u060c \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u064a\u0647\u0627\u060c \u0623\u0648 \u0641\u0627\u0626\u062f\u0629\u060c \u0623\u064a \u0645\u0646\u062a\u062c\u0627\u062a \u064a\u062a\u0645 \u0634\u0631\u0627\u0624\u0647\u0627 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>\n

22. \u0627\u0644\u0645\u062f\u0629 \u0648\u0627\u0644\u0625\u0646\u0647\u0627\u0621<\/strong><\/p>\n

22.1 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0633\u0627\u0631\u064a\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0643 \u0637\u0648\u0627\u0644 \u0645\u062f\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u064a \u0644\u0627\u062a\u0631.<\/p>\n

22.2 \u062a\u0633\u0631\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 (\u0628\u0635\u064a\u063a\u062a\u0647\u0627 \u0627\u0644\u0645\u0639\u062f\u0644\u0629 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631) \u062d\u062a\u0649 \u064a\u062a\u0645 \u0625\u0646\u0647\u0627\u0624\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u062f 22.<\/p>\n

22.3 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u062a\u0639\u0644\u064a\u0642 \u062d\u0633\u0627\u0628\u0643 \u0639\u0644\u0649 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0623\u0648 \u0625\u063a\u0644\u0627\u0642\u0647 \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u062d\u0642\u0643 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642.<\/p>\n

22.4 \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u062f\u064a\u0646\u064b\u0627 \u0628\u0623\u064a \u0623\u0642\u0633\u0627\u0637 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0633\u0631\u064a\u0627\u0646 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0641\u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062f\u0641\u0639\u0647\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0641\u064a \u063a\u0636\u0648\u0646 \u0639\u0634\u0631\u0629 \u0623\u064a\u0627\u0645 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0627.<\/p>\n

datapaylatertermothercontracts<\/p>\n

22.6 \u064a\u064f\u0631\u062c\u0649 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0644\u0646 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0625\u0646\u0647\u0627\u0621 \u0623\u064a \u0634\u0631\u0637 (\u0634\u0631\u0648\u0637) \u0644\u0644\u0634\u0631\u0627\u0621 \u062a\u0628\u0631\u0645\u0647 \u0645\u0639 \u0627\u0644\u062a\u062c\u0627\u0631.<\/p>\n

22.7 \u062a\u062e\u0636\u0639 \u062d\u0642\u0648\u0642\u0643 \u0648\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0634\u0631\u0648\u0637\u0643 \u0645\u0639 \u0627\u0644\u062a\u062c\u0627\u0631 \u0644\u062a\u0644\u0643 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647\u0627.<\/p>\n

22.8 \u0633\u0646\u062d\u062a\u0641\u0638 \u0628\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u0628\u0639\u062f \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/p>\n

23. \u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a<\/strong><\/p>\n

23.1 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a: \u0625\u0630\u0627 \u0646\u0634\u0623 \u0623\u064a \u0646\u0632\u0627\u0639 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0637\u0631\u0641\u0627\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u0639\u064a \u0644\u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639 \u0628\u062d\u0633\u0646 \u0646\u064a\u0629 \u0641\u064a \u063a\u0636\u0648\u0646 \u062b\u0644\u0627\u062b\u064a\u0646 (30) \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u0625\u0631\u0633\u0627\u0644 \u0625\u062e\u0637\u0627\u0631 \u0643\u062a\u0627\u0628\u064a \u0628\u0647\u0630\u0627 \u0627\u0644\u0646\u0632\u0627\u0639. \u0644\u0627 \u064a\u062c\u0648\u0632 \u0631\u0641\u0639 \u0623\u064a \u062f\u0639\u0648\u0649 \u0623\u0648 \u062f\u0639\u0648\u0649 \u0623\u0648 \u0623\u064a \u0625\u062c\u0631\u0627\u0621 \u0622\u062e\u0631 \u0642\u0628\u0644 \u0623\u0646 \u064a\u062d\u0627\u0648\u0644 \u0627\u0644\u0637\u0631\u0641\u0627\u0646 \u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639 \u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0630\u0627 \u0627\u0644\u062d\u0643\u0645.<\/p>\n

23.2 \u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0642\u062f\u0631\u0629 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u0639\u0644\u0649 \u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0628\u0646\u062f 23 – 1\u060c \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0637\u0631\u0641\u0627\u0646 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0627\u0644\u0642\u0636\u0627\u0626\u064a \u0627\u0644\u062d\u0635\u0631\u064a \u0644\u0623\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u064a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642 \u0645\u062d\u0627\u0643\u0645 \u062f\u0648\u0644\u0629 \u0642\u0637\u0631.<\/p>\n

23.3 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062d\u0627\u0643\u0645: \u062a\u062e\u0636\u0639 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u062f\u0648\u0644\u0629 \u0642\u0637\u0631 \u0628\u0635\u0631\u0641 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0623\u064a \u062a\u0639\u0627\u0631\u0636 \u0641\u064a \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0642\u0627\u0646\u0648\u0646.<\/p>\n

23.4 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0644\u0644\u0639\u0645\u0644\u0627\u0621: \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621\u060c \u0641\u0625\u0646 \u062d\u0642\u0648\u0642\u0643 \u0648\u0633\u0628\u0644 \u0627\u0644\u0627\u0646\u062a\u0635\u0627\u0641 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u0643 \u0643\u0645\u0633\u062a\u0647\u0644\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0633\u0644\u0639 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062d\u0642\u0648\u0642 \u0637\u0644\u0628 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0646\u0642\u062f\u064a \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627) \u062a\u0643\u0648\u0646 \u0628\u064a\u0646\u0643 \u0648\u0628\u064a\u0646 \u0627\u0644\u062a\u0627\u062c\u0631\u060c \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 (\u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646).<\/p>\n

24. \u0628\u0646\u0648\u062f \u0645\u062a\u0646\u0648\u0639\u0629<\/strong><\/p>\n

22.1 \u0643\u0627\u0645\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645: \u062a\u062d\u062a\u0648\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 \u0628\u064a\u0646\u0646\u0627 \u0648\u0628\u064a\u0646\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0648\u0636\u0648\u0639\u0647\u0627 \u0648\u062a\u062d\u0644 \u0645\u062d\u0644 \u0623\u064a \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0633\u0627\u0628\u0642\u0629 \u0623\u0648 \u062a\u0641\u0627\u0647\u0645 \u0623\u0648 \u062a\u0631\u062a\u064a\u0628 \u0628\u064a\u0646\u0646\u0627 \u0648\u0628\u064a\u0646\u0643\u060c \u0633\u0648\u0627\u0621\u064b \u0643\u0627\u0646 \u0634\u0641\u0647\u064a\u064b\u0627 \u0623\u0648 \u0643\u062a\u0627\u0628\u064a\u064b\u0627.<\/p>\n

22.2 \u0639\u062f\u0645 \u0627\u0644\u062a\u0646\u0627\u0632\u0644: \u0644\u0627 \u064a\u0639\u062a\u0628\u0631 \u0639\u062f\u0645 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0648 \u0627\u0644\u062a\u0623\u062e\u0631 \u0641\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u064a \u062d\u0642 \u0623\u0648 \u0635\u0644\u0627\u062d\u064a\u0629 \u0623\u0648 \u0633\u0628\u064a\u0644 \u0627\u0646\u062a\u0635\u0627\u0641 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0634\u0631\u0648\u0637 \u062a\u0646\u0627\u0632\u0644\u0627\u064b. \u0644\u0627 \u062a\u0645\u0646\u0639 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0623\u0648 \u0627\u0644\u062c\u0632\u0626\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u064a \u062d\u0642 \u0623\u0648 \u0635\u0644\u0627\u062d\u064a\u0629 \u0623\u0648 \u0633\u0628\u064a\u0644 \u0627\u0646\u062a\u0635\u0627\u0641 \u0623\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u062e\u0631\u0649 \u0623\u0648 \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u062d\u0642 \u0623\u0648 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629 \u0623\u0648 \u0633\u0628\u064a\u0644 \u0627\u0644\u0627\u0646\u062a\u0635\u0627\u0641 \u0623\u0648 \u0623\u064a \u062d\u0642 \u0623\u0648 \u0635\u0644\u0627\u062d\u064a\u0629 \u0623\u0648 \u0633\u0628\u064a\u0644 \u0627\u0646\u062a\u0635\u0627\u0641 \u0622\u062e\u0631. \u0648\u0644\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0633\u0627\u0631\u064a\u064b\u0627 \u0623\u0648 \u0645\u0644\u0632\u0645\u064b\u0627 \u0644\u0644\u0637\u0631\u0641 \u0627\u0644\u0630\u064a \u064a\u0645\u0646\u062d \u0647\u0630\u0627 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0645\u0627 \u0644\u0645 \u064a\u062a\u0645 \u0643\u062a\u0627\u0628\u064a\u064b\u0627.<\/p>\n

22.3 \u0628\u0646\u064a\u0629 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629: \u064a\u062a\u0645 \u0625\u062f\u0631\u0627\u062c \u0639\u0646\u0627\u0648\u064a\u0646 \u0623\u0642\u0633\u0627\u0645 \u0627\u0644\u0634\u0631\u0648\u0637 \u0644\u0644\u062a\u0633\u0647\u064a\u0644 \u0641\u0642\u0637 \u0648\u0644\u0627 \u064a\u064f\u0642\u0635\u062f \u0628\u0647\u0627 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u0649 \u0645\u0639\u0646\u0649 \u0623\u0648 \u062a\u0641\u0633\u064a\u0631 \u0627\u0644\u0634\u0631\u0648\u0637. \u0644\u0646 \u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0642\u0627\u0639\u062f\u0629 \u062a\u0641\u0633\u064a\u0631\u064a\u0629 \u0645\u0641\u0627\u062f\u0647\u0627 \u0623\u0646 \u064a\u062a\u0645 \u062d\u0644 \u0627\u0644\u063a\u0645\u0648\u0636 \u0636\u062f \u0637\u0631\u0641 \u0627\u0644\u0635\u064a\u0627\u063a\u0629 \u0641\u064a \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u062a\u0641\u0633\u064a\u0631\u0647\u0627.<\/p>\n

22.4 \u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u0641\u0635\u0644: \u0625\u0630\u0627 \u0642\u0631\u0631\u062a \u0645\u062d\u0643\u0645\u0629 \u0630\u0627\u062a \u0627\u062e\u062a\u0635\u0627\u0635 \u0642\u0636\u0627\u0626\u064a \u0623\u0646 \u0623\u064a \u062d\u0643\u0645 \u0645\u0646 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u0648\u0637 (\u0623\u0648 \u0623\u064a \u062c\u0632\u0621 \u0645\u0646\u0647\u0627) \u063a\u064a\u0631 \u0635\u0627\u0644\u062d \u0623\u0648 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u0625\u0646\u0641\u0627\u0630\u060c \u0641\u0644\u0646 \u062a\u062a\u0623\u062b\u0631 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0630\u0644\u0643 \u0648\u062a\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u0629 \u0644\u0644\u0637\u0631\u0641\u064a\u0646 \u0648\u062a\u0643\u0648\u0646 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0625\u0646\u0641\u0627\u0630 \u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u060c \u0643\u0645\u0627 \u0644\u0648 \u0643\u0627\u0646 \u0627\u0644\u062d\u0643\u0645 (\u0623\u0648 \u062c\u0632\u0621 \u0645\u0646\u0647) \u063a\u064a\u0631 \u0635\u0627\u0644\u062d \u0623\u0648 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u0625\u0646\u0641\u0627\u0630 \u0627\u0644\u0645\u0630\u0643\u0648\u0631 \u063a\u064a\u0631 \u0645\u062a\u0636\u0645\u0646 \u0641\u064a \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n

22.5 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0648\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0648\u0646. \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0645\u0627 \u0642\u062f \u064a\u064f\u0646\u0635 \u0639\u0644\u064a\u0647 \u0635\u0631\u0627\u062d\u0629\u064b \u0623\u0648 \u064a\u062a\u0645 \u062a\u0636\u0645\u064a\u0646\u0647 \u0628\u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0644\u0627 \u064a\u064f\u0642\u0635\u062f \u0628\u0623\u064a \u062d\u0643\u0645 \u0645\u0646 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0644\u0627 \u064a\u064f\u0641\u0633\u0631 \u0639\u0644\u0649 \u0623\u0646\u0647 \u064a\u0648\u0641\u0631 \u0623\u0648 \u064a\u0646\u0634\u0626 \u0623\u064a \u062d\u0642\u0648\u0642 \u0644\u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0645\u0633\u062a\u0641\u064a\u062f \u0623\u0648 \u0623\u064a \u062d\u0642\u0648\u0642 \u0623\u062e\u0631\u0649 \u0645\u0646 \u0623\u064a \u0646\u0648\u0639 \u0641\u064a \u0623\u064a \u0634\u062e\u0635 \u0623\u0648 \u0643\u064a\u0627\u0646 \u0628\u062e\u0644\u0627\u0641 \u0623\u0637\u0631\u0627\u0641 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u064a\u064f\u0631\u062c\u0649 \u0642\u0631\u0627\u0621\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 (“\u0627\u0644\u0634\u0631\u0648\u0637”) \u0628\u0639\u0646\u0627\u064a\u0629. \u0628\u0627\u0644\u0646\u0642\u0631 \u0644\u0642\u0628\u0648\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0633\u064a\u0627\u0633\u0629 \u062e\u0635\u0648\u0635\u064a\u0629 \u062e\u062f\u0645\u0627\u062a \u0645\u0648\u0642\u0639 \u0628\u0627\u064a \u0644\u0627\u062a\u0631 \u0630.\u0645.\u0645. (“\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0633\u0631\u064a\u0627\u0646”). \u0627\u0644\u0639\u0646\u0627\u0648\u064a\u0646 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0633\u062a\u0646\u062f \u0647\u064a \u0644\u0623\u063a\u0631\u0627\u0636 \u0645\u0631\u062c\u0639\u064a\u0629 \u0641\u0642\u0637. \u0648\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0637\u0628\u0627\u0639\u0629 \u0646\u0633\u062e\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0644\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0641\u064a \u0633\u062c\u0644\u0627\u062a\u0643. 1. \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 1.1 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-policy.php","meta":{"slim_seo":{"title":"PayLater | Privacy Policy","description":"Shop Now and Pay Later over easy cost-free Installments with no interest, no cost and no catch! Discover, explore and enjoy more of the Fashion, Beauty and Lifestyle brands you love."},"footnotes":""},"class_list":["post-197","page","type-page","status-publish","hentry"],"acpt":{"meta":[{"meta_box":"policy-section","meta_fields":[{"name":"policy-section-heading","type":"HTML","options":[],"value":"\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0641\u064a \u0628\u0627\u064a \u0644\u0627\u062a\u0631<\/span>","default":"","required":false,"showInAdmin":false,"advancedOptions":[]}]}]},"_links":{"self":[{"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/pages\/197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/comments?post=197"}],"version-history":[{"count":3,"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/pages\/197\/revisions"}],"predecessor-version":[{"id":248,"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/pages\/197\/revisions\/248"}],"wp:attachment":[{"href":"https:\/\/paylaterapp.com\/ar\/wp-json\/wp\/v2\/media?parent=197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}