Shopping should be effortless, flexible, and safe.
With PayLater, you get the freedom to shop smarter, live wiser, and pay the fastest and safest way—online, in-store, and even offline. Here's everything you need to know about how it works.
Getting Started Getting started with PayLater is quick and simple:
Download the App
Get started by downloading the app to begin your journey.
Provide Your Phone Number
We’ll send you a one-time code to verify your number.
Upload Your QID (Front & Back)
A quick document check keeps everything secure.
Liveness Check
Snap a selfie to confirm it’s really you.
That’s it! You’re onboarded instantly and ready to shop with PayLater
Online Flow Credit Limit: New shoppers start with a tailored credit limit that grows with responsible use.
Smarter Shopping: Track your purchases and installments effortlessly in the PayLater app.
1. Choose PayLater at Checkout
Select PayLater as your payment method to unlock flexible payments.
2. Sign In or Create an Account
Use your verified phone number to sign in or sign up.
3. Complete Your Purchase
We’ll show you your payment schedule upfront. Enjoy your purchase now while paying in 4 easy installments.
In-Store Flow Fastest Checkout: Transactions are seamless, taking just seconds.
Scan the QR Code
At checkout, open the PayLater app, tap the in-store tab, and scan the merchant’s QR code.
Enter Your Order Amount
Input the total amount and review your payment schedule.
Complete Your Purchase
Use your credit/debit card for the first installment and leave the store with your purchase.
Offline MethodPayment Link Generation
Merchants can generate a PayLater payment link directly from their dashboard.
Share the Link
The merchant sends the payment link to the shopper via email, WhatsApp, or other messaging platforms.
Complete Payment
Shoppers click the link, review their payment schedule, and pay the first installment using their credit/debit card.
Wiser and Smarter: Shop and pay securely without visiting a physical store.
Wiser.
Smart financial planning with no interest or hidden fees.
Smarter.
Track your purchases and payments easily in the app.
Faster.
Instant approval and seamless checkout processes, online or offline.
Safer.
Your data and transactions are secure, with robust KYC verification.
Sign up today and join thousands of shoppers enjoying the flexibility of PayLater. From tech upgrade to everyday essentials, PayLater gives you the freedom to live your best life—your way.
